Tuesday, February 17, 2015

"The Idea Was to Create a Modern Gold Standard"

My view on the euro is that it has become a project to restore the rule of money over humanity. To move us back toward a world where in every sphere of life, and especially in collective choices made through government, the overriding question is, "what is most consistent with the accumulation of money claims?" or, "what will the markets think?" The euro is a project to roll back social democracy and to reimpose the "discipline of the market" on the state -- or in other words to restore the logic of the gold standard, whose essential condition was that preservation of money-claims had priority over democratic government. From this point of view, crises are not a failure of the system but an essential part of its functioning, since discipline requires that punishment be sometimes visibly meted out.

This kind of Polanyian perspective is typically found on the left. But it's increasingly clear that many of those on the other side think this way too. Here is a striking recent op-ed from the FT, by one Thomas Mayer:
Germany relied on the Maastricht treaty to make it possible to share a currency without sacrificing political accountability. The idea was to create an economic framework that was in some ways the modern equivalent of a gold standard. Monetary decisions would be made by the European Central Bank, whose only goal would be price stability. The lack of shared political institutions did not matter, because the ECB was to operate in total independence from all political influence. It would never lend to member states, even ones that were at risk of going bankrupt. 
Despite these provisions, the Germans did not entirely trust their partners’ fiscal discipline, so they imposed strict limits to government budget deficits and debt.... With the benefit of hindsight, it was all rather naive. Germany should have insisted on a procedure for government insolvency, and a way of showing the door to states that were unable or unwilling to respect the rules. 
Mayer, the head of a German think tank, does not mention that in the first decade of the euro Germany was one of the most frequent violators of the "strict limits" on fiscal deficits. But it's helpful to see the idea of the euro as a new gold standard stated so plainly by a supporter. And he makes another important point, which is that even under a new gold standard, the discipline of the markets is unreliable, and needs to be supplemented with (or simulated by) overt political authority.
From early 2010, when a Greek default was narrowly avoided, until early 2012, Angela Merkel, the German chancellor, attempted to re-establish the Maastricht model ... and contemplated the possibility that Greece might leave the euro. But she is risk-averse by nature and, confronted with the incalculable risks, she changed course in the spring of 2012. The Greek debt restructuring, she now said, was “exceptional and unique”. Leaving the euro was out of question for any member country. Since this decision meant markets would no longer pressurise governments into sound economic policies, she built a pan-European “shadow state” — a web of pacts to ensure that countries followed policies consistent with sound money. 
It has not worked. From Greece to France, countries resist any infringement on their sovereignty and refuse to act in a way that is consistent with a hard currency policy. The ECB is forced to loosen its stance. Worse, it has allowed monetary policy to become a back channel for transfering economic resources between eurozone members. This is Germany's worst nightmare... 
A century ago, Eugen Böhm-Bawerk, the Austrian economist and finance minister, proclaimed laws of economics to be a higher authority than political power. Some Germans say that a hard currency is an essential part of their economic value system. If both are right, politicians will be powerless to prevent Germany’s departure from a monetary union that is at odds with the country’s economic convictions.
The essential points here are, first, that the goal of the euro system to create a situation where markets can "pressurise governments into sound economic policies," meaning first and foremost, policies that preserve the value of money; second, that this requires limits on national sovereignty, which will be resisted by democratic governments; and third, that this resistance can only be overcome through the threat of a crisis. In this sense, from Mayer's perspective, the steps that were taken to resolve the crisis were a terrible mistake, and required the use of direct political control by a "shadow state" to substitute for the blunted threat of financial catastrophe. This is all very clarifying; the one piece of mystification still intact is the substitution of "Germany" as the social actor, rather than European wealth owners as a class. 

Mayer is just one guy, of course, but presumably he speaks to some extent for his old colleagues at Deutsche Bank, Goldman Sachs and the IMF. [1] And anyway this kind of language is everywhere these days.

The FT's review of "Lords of Secrecy," for instance, acknowledges that we increasingly seem to be subjects of "a vast secret state beyond control." That sounds bad! But the reviewer concludes on a cheerful note:
The “lords of secrecy” do need to be kept in check, of course. But that may soon happen anyway. After all, principles go only so far in holding the clandestine arms of the state to account; money goes a lot further. But money is one thing that is not quite so freely available in Washington, or many other capitals in the west, no matter how many secrets they have.
Here, subservience to the bond markets doesn't just require limits on democracy or the rule of law, it makes them superfluous.

Returning to the euro, here, via Bill Mitchell, is Graham Bishop on the "revolutionary political implications" of unified interbank payments in the euro area:
While payments are an intensely technical area, the political implications are immense... SEPA establishes an effective 'referendum veto' to be exercised by citizens whose national governments might contemplate leaving the euro. In SEPA, citizens are empowered to embed the freedom and the choices associated with the single market so deeply in the economy to make it impossible for any EU government which adopted the euro to abandon the common currency. It is hard to imagine that citizens and enterprises accustomed to these choices would want to leave the euro once they considered what they individually would give up by way of returning to narrow, national offerings for trade in goods and services. 
With SEPA, any citizen who fears that his home state is about to leave the euro to implement a major devaluation can protect themselves by transferring their liquid funds into a bank in another euro country - in an instant and at negligible cost. In effect, this is a free option for all citizens and amounts to an instantaneous referendum on government policy. Such an outflow of retail liquidity from a banking system would cause its rapid collapse. The quiet run out of deposits in the Irish banks last year demonstrated the power of depositors to force radical political change.
There's not much to say about that unctuous, preening first paragraph, with its cant about freedom and choices, except to hope that some future novelist (or screenwriter, I guess) can do justice to the horrible people who rule us. (Also, notice the classic bait-and-switch in which the only alternative to complete liberalization of capital flows is autarchy.) But what's interesting for the argument I'm making here is the claim that the great political innovation of the euro is that it gives money-owners the right to a veto or referendum over government policy -- up to the point of forcing through "radical change," on pain of a bank crisis. And to be clear: This is being presented as one of the great benefits of the system, and an argument for the UK to join the single currency.

(Also, if I'm correct that the effect of a withdrawal of ECB liquidity support for Greek banks would just prevent transfers to banks elsewhere, this suggests the threat is self-negating.)

The masters of the euro themselves talk the same way. The "analytic note" just released by European Commission President Jean-Claude Juncker, "in close cooperation with Donald Tusk, Jeroen Dijsselbloem and Mario Draghi," begins with the usual claims about the crisis as due ultimately to lack of competitiveness in the southern countries, thanks to their "labor market rigidities." (They don't say what specific rigidities they have in mind, but they do nod to a World Bank report that identifies such distortions as minimum wages, limitations on working hours, and requirements for severance pay.) "While the Maastricht Treaty was based on the assumption that market discipline would be a key element in preventing a divergent development of the euro area economies and their fiscal positions, with increasing government bond interest rates having a signalling effect." But in practice divergent policies were not prevented, as bond markets were happy to lend regardless. Then, "when the crisis hit... and markets reappraised the risk and growth potential of individual countries, the loss of competitiveness became visible and led to outflows." [2] What's most interesting is their analysis of the political economy of removing these "rigidities" and restoring "competitiveness":
The policy commitments of euro area countries, made individually or collectively, to growth-enhancing structural reforms have not been implemented satisfactorily. Often, commitments are strong in crisis times and then weakened again when the overall economic climate has improved. In this sense, the stabilising effect of the single currency has certain counterproductive effects with regard to the willingness of national governments to start and implement the necessary structural reforms...
Naomi Klein couldn't have said it better. Crises are a great time to roll back "employment protection legislation" and force down labor costs -- the unambiguous content of "structural reforms" in this context. If your goal is to to roll back protective legislation and re-commodify labor, then resolving economic crises too quickly is, well, counterproductive.

A couple years ago, Paul Krugman was expressing incredulity at the idea that prolonging the European crisis could be a rational act in the service of any political agenda. Last week, he was still hoping that Draghi would emerge as the defender of European democracy. No disrespect to my CUNY colleague, who understands most of this stuff much better than I ever will. But in this case, it seems simpler to take Draghi at his word. Restricting the scope of democratic government was the entire point of the euro system. And since the automatic operation of bond markets failed to do the job, a crisis is required.



UPDATE: Schauble today: “If we go deeper into the [debt] discount debate, there will be no more reforms in Europe. There will be joyful celebrations in the Elysée and probably in Rome, too, if we go down this path.” Thee is not even a pretense now that this is about resolving the crisis, as opposed to using the crisis as leverage to promote a particular policy agenda. It's surprising, though, that he would suggest that the Euro zone's second and third largest economies are on the side of the debtors. Would that it were so.



[1] It's almost too good that he hosts a lecture series on "The Order of Money."

[2] The funny thing is that, after talking about the "misallocation of financing" by markets, and describing the crisis as "a crisis of markets in terms of their capacity to price risk correctly," they go on to recommend the removal of all remaining restrictions on capital flows: "we need to address remaining barriers to investment and the free movement of capital and make capital market integration a political priority." Reminds me of the opening paragraphs of this Rodrik essay.

297 comments:

  1. the view that "The euro is a project to roll back social democracy and to reimpose the "discipline of the market" on the state" doesn't seem very consistent with the fact that germany has one of the strongest social democracies in europe. if what you say were true, wouldn't we see a big effort from germany to roll back its own welfare state?
    or what am i missing?

    ReplyDelete
    Replies
    1. You're missing the Hartz IV project.

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    2. Right. German labor markets are a lot more deregulated than they were 15 years ago, and the relative standard of living of German workers is a lot lower.

      In a sense you could even say that the crises in the European periphery are collateral damage in the war of German employers on their own organized labor. I'm not sure how far I'd want to push that, but we do need to resist the frame that this is primarily or exclusively a conflict between nations.

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  2. My guess is that the euro project was largely blundered into rather than being properly thought out and is now being co-opted after the event by those wanting some plutocratic agenda like that you describe.

    I guess Germans also may have a tendency to want to try and mold the rest of Europe into being more under German control. I don't think it is rational. It is just a good old fashioned quest for imperial control. The UK has a very long, sorry, history of international meddling just for the hell of it and I think the euro project is largely a sort of intra-europe mirror of that type of impulse.

    ReplyDelete
    Replies
    1. My guess is that the euro project was largely blundered into rather than being properly thought out and is now being co-opted after the event

      Oh for sure. Or maybe more accurately, it initially embodied a number of different, inconsistent agendas, and only evolved into a coherent neoliberal project in the 1980s or 1990s. But there's no conflict between the blundering of day-to-day politics and the pursuit of a consistent program over time. We shouldn't think of class interests as something that stands outside of and prior to the concrete political process.

      Delete
    2. I agree, I think tere is tendancy of people on the left to see neo-liberals as hyper competent capitalist mastermids, when in fact the economic ideas it rests on are a farce.

      A lot of this is just incantations of "Hard Money" and "Free Capital Flows". Of course it is still extremly destructive.

      Delete
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  3. Might it actually strengthen a future Drachma if, prior to Drachma-isation, Greek citizens moved all their savings to euro deposits outside of Greece? Then in order to spend their savings in Greece, those savings would be converted into Drachmas. That would avoid a currency slide that might occur were Greece to Drachma-ise the Greek euro bank deposits and then everyone raced to convert out of Drachmas in fear of an ongoing currency depreciation.

    It might ruin the Greek banks having this outflow of bank deposits but perhaps for Greece overall it is less of a problem?

    ReplyDelete
    Replies
    1. Interesting question! Of course, the official creditors could then attempt to seize those assets in lieu of payments from the Greek government. But it is precisely Syriza that proposes this! A big part of the fiscal problem for Greece is the failure of governments elsewhere in Europe to help the Greek government enforce any claims over flight capital.

      Delete
    2. The whole situation is kind of unprecedented, so it is hard to think through this stuff. For example, the counterpart of the flow of deposits out of Greek banks is the accumulation of TARGET2 liabilities by the Bank of Greece. What happens to those in these various scenarios?

      My nagging worry is that one thing history does tell us, is that in the end these kinds of questions are often resolved not by legal or economic principles but by the direct exercise of coercive power by the stronger state.

      Delete
    3. And more of a problem for the euro as the area using it shrinks will mean increased inflation for it, thus thwarting impossible dreams.

      Delete
    4. "Of course, the official creditors could then attempt to seize those assets in lieu of payments from the Greek government."

      In which case the next country in crisis would find that people are moving their money into US $ or UK pound accounts.

      In addition, such a move by - well, Germany - would provide a massive incentive to move one's money out of the reach of German banks and governments, and possibly out of the reach of the ECB/EU. In other words, US $ or UK pound accounts.

      And this would not just be for citizens of small crisis countries, but anybody who decided that the extra costs of doing so outweighed the risk of not doing so.

      To me, this sounds like a recipe for a total EU collapse.

      Now, I'm not saying that German/EU leadership would not do such a thing........

      Delete
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  4. I share Stone and JCE's thoughts. This seems like a fundamental debate not just about the European project but about the "neoliberal" project.

    "But there's no conflict between the blundering of day-to-day politics and the pursuit of a consistent program over time. "

    There is and it concerns legitimacy. Krugman points out there's difference between what they say they want - democracy and prosperity for all - and what they do. Yglesias writes about the German obsession with "competitiveness."

    http://www.vox.com/2015/2/15/8042021/greece-unit-labor-costs

    "On blogs, people talk a lot about "austerity" and whether or not it "works."

    But the conversation that European Union officials have is much more about competitiveness. Their view is that the continent as a whole (and especially its wayward members like Greece) need to improve competitiveness by increasing productivity and decreasing wages. The scary message of this chart is that Europe's prescription for Greece is doing something worse than failing — it's succeeding. Wage cuts really are making Greece more competitive. But while wage cuts have managed to reduce incomes and living standards for the employed, they haven't succeeded in creating any jobs for jobless or restoring economic growth.

    You can see why Greek voters recently decided to give an alternative approach a try."

    Austerity doesn't work. It seems like Naomi Klein is almost saying that they bring on these crises on purpose in order weaken income and financial security. Was the intention to get Syriza and Podemos elected?

    ReplyDelete
    Replies
    1. Krugman points out there's difference between what they say they want - democracy and prosperity for all - and what they do.

      Right, we're all on the same page that far. The question is, how do we explain the disconnect? Is it just about ideological blinkers, or is there a consistent goal being pursued, just not the official one? (Of course it can be both.)

      Re unit labor costs, in a closed economy the average change in ULC is just the change in the labor share. Here the case is a little more complicated, but the content is the same -- what Draghi and co. are proposing -- and this is not hidden, it is what they say -- is that the labor share needs to fall. Which means that the political power of working people needs to be undermined and constrained.

      It seems like Naomi Klein is almost saying that they bring on these crises on purpose in order weaken income and financial security.

      Naomi Klein does say that -- and so do the people who run the ECB. That's been the lesson of the past five years, and it's also the point of this post. What Graham Bishop is saying, in so many words, is that a good thing about the euro system is that it will cause countries whose elected governments follow bad policies to suffer banking crises. Mayer and Juncker and co. aren't quite that explicit, but they do say that resolving crises too quickly is a bad thing, because it removes the incentive for "structural reform."

      But no, the intention was not to get Syriza and Podemos elected. This is not an exact science. It's precisely the threat of antisystemic parties taking power that limits the use of the crisis weapon.

      Delete
    2. If you're looking for smoking gun, the best one is probably still the memo the ECB sent to the Italian government in 2011, making support for Italy's sovereign debt contingent on a bunch of labor-market reforms and privatizations that had nothing to do with public finances or the banking system.

      In some ways the issues are less clearcut with Greece since, unlike the rest of the crisis countries, it really did have a fiscal problem. But I don't think the issue here is really about Greece. It's about establishing a system of rules that apply across Europe. Greece is just being squeezed pour encourager les autres.

      Delete
    3. Thanks for your reply. I am trying to work these issues out while keeping an open mind.

      My instinct is that these people aren't that smart, organized, etc. as Naomi Klein's thesis seems to imply.

      It's not that we don't agree they're that evil or greedy or whatever. That they don't mean well. That psychological stuff is debatable and probably a mix of things.

      Compare the memo to Italian with Geithner's uncensored thoughts. According to Geithner they're not thinking this through or giving it much thought. It's all about vengeance and punishment.

      Would Naomi Klein argue that "they" created the Great Depression in order to force through neoliberal "reforms"? If so it backfired in that we got Piketty's Great Reset instead as social democracy and communism fought it out with fascism.

      The 2008 and 2010 crises were just smaller scale, or rather they were mitigated by governments' actions.

      France and England's war reparations demands after WWI weren't to encourage others or to serve as an example. It was pure vengeance. And stupid as Keynes pointed out.

      Delete
    4. "Wage cuts really are making Greece more competitive."

      I wonder. The government's in trouble, people can't even get treated at hospitals...

      The infrastructure has got to be deteriorating quite quickly.

      Delete
    5. I agree Mr. Anonymous. Mason mentioned at Noah Smith's column!

      http://www.bloombergview.com/articles/2015-02-18/econ-bloggers-take-to-internet-to-hash-out-big-ideas-of-our-age

      Delete
  5. "But in this case, it seems simpler to take Draghi at his word. "

    My opinion about the politics of Euroland is that there are more or less 4 different groups:

    1) The 100% austerians, like Merkel or Trichet. They are the one who are mostly in command together with group (2), and resemble very much the kind of guy you speak about in the OP. I also suspect that they mostly don't understand the concept that all nations cannot be contemporaneously net exporters. They are the "center right" of the EU (sad times).

    2) The "yes to austerity, but slowly" group, such as italian premier Renzi, previous Greek governments and most of the "center left" of the EU (sigh). They basically believe in the same models of group 1, and they as a consequence they also believe that southern europe has to gain competitivity, but they understand better the paradox of thrift, so they agree to austerity, but they think that it has to be praticed slowly but gradually in order to avoid a "debt deflation" crisis. Note that in reality those views aren't cnter left but center right, and those of group 1 are hard right, but the Overton window shifted so much that now they pass for center left and center right. I think that Draghi is part of this group. I think that the reason that group 1 could dominate EU politics that much until now is that their hopponents in reality basically agree with them. However these are people that have been democratically elected. I think also that the biggest flaw in their logic is that they don't think that the wage share can fall across all europe because they implicitly assume that the wage share is somehow fixed by some equilibrium level, so they see the problem just as a problem of relative competitivity, they don't get that the wage share can fall in the whole of EU because of these policies.
    Note that the view of, for example, Krugman and DeLong are very similar to this option 2, as they believe that the main fault of the Euro is that it prevented competitive devaluation in the periphery and caused a loss of competitiveness. As a consequence, Krugman likes Draghi a lot: they have in facts the same ideas.

    3) There are some leftist that actually care for the wage share, represented by Syriza, who actually think that austerity is crazy and is a plot against workers (a very different point of view from 2). Syriza is the only actually leftish party to have a position of power in Europe today, and thus this point 3 was never present in the political debate until now. However, the parties that believe in (2) are seen as leftish, and this causes a lot of confusion because the position 3 is seen as an extremist version of position 2, while in facts the two are very different.

    4) There are then all sort of anti-EU parties that are based on nationalism and identity politics, that usually are on the far right. However since today EU policies are dominated by 1 or at best 2, these parties seem closer to 3, while in reality they aren't.

    ReplyDelete
    Replies
    1. Thanks, this is helpful. (And with any luck soon we will add Podemos to box 3.) However, my interpretation of the "hard right" group is slightly different.

      You suggest that the logic is: Competitiveness must rise to generate exports, therefore markets must be deregulated and wages must fall. Whereas I think the real logic is: Markets should be dereglated and wages should fall, therefore countries should face pressure to boost competitiveness and raise exports.

      In your interpretation, the fact that everyone cannot export more simultaneously makes the program nonsensical, and suggests that the people in power are confused. Whereas in my interpretation, the program makes perfect sense even if it does not result in any changes in trade flows at all, since the point is the competition for exports itself (and the policies it requires domestically), not the result of that competition.

      Delete
    2. Incidentally, Martin Wolf points out in his column this morning that the euro area as a whole has moved from trade balance to a substantial surplus. So it is possible that the "competitiveness" program can succeed on its own terms, at least to some extent.

      Delete
    3. Who will be the consuming country then? The US is the best canidate.

      If this is going to happen it makes sense to put a lot of money in US real estate right now.

      Then we might get a global version of the 90s peso crisis. First a consumption boom in the US driven by surpluses every where else. Just like in Mexico was held up as an example of the success of the Washington Consensus, everyone will declare the victory of the neo liberal policies.

      But this can't go on forever. Foreign claims on US assets can only rise so high before becoming politically unsustainable.

      In the end there will be no world wide fed to bail everyone out. We have that to look forward to.

      Delete
    4. Is there really no worldwide fed equivalent? Maybe the collapse of the Eurozone countries middle class (along with other industrialized nations) is what is intended all along and another step toward a complete control of populations via a globalization leaning towards world governance including money. Considering all the confusion recently between the world's central banks, especially in Europe, maybe it will be the BIS who will finally step in after the collapse, claiming that had they had control, all the pain could have been avoided and propose a behind the scenes, new worldwide currency in the form of a SDR? This would objectively respond to thesis set forth in the initial sentence of this article. It suddenly occurs to me that this is already occurring in a limited capacity. I also believe an international plan was proposed and developed to institute such a global system which began to develop worldwide in 1992. Maybe we are almost at the point whereby such a monetary cartel will finally be realized and a new monetary playing field established?

      Delete
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  6. What about a geopolitical approach to the debate?

    Let's not forget about who conquered Europe after WW2 and finished the deal after 1989 -United States of America.

    American power hinges on USD. Euro project, Maastricht limitations make sure this currency won't be able to pose a real threat to the dollar as a main reserve currency.

    Now it's basically "export or die" paradigm.

    ReplyDelete
    Replies
    1. This raises a good question -- what is the attitude of American elite toward "Europe"? It's not actually clear to me. And to be honest, I don't see any evidence that the US is in the driver's seat.

      Delete
    2. Europe is under American occupation. Why are US military bases still over there if not to keep an eye on assets? Germany is strangling its labor in order to be "competitive" and export BWMs to America in exchange for net financial assets. IMHO evidence of US domination over Europe is clearly there.

      It's clear that the only way to growth in EU is to net export. Who are they going to export to if not US? American elite's attitude toward Europe is colonial exploitation.

      Delete
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  7. Mayer neglects to mention that at the same time the Germans were exercising their famed prudence by setting gov't debt and deficit limits in the original Maastricht treaty , they imprudently ignored private debt which , with the exception of Greece , is much the bigger problem throughout the Eurozone. Only since the crisis have Eurozone guidelines been established for private leverage.

    Had this been done at the outset , Germany could not have flooded other Eurozone members with their surplus savings , as they would have been contributing to those members' violation of the private debt limits. Of course , without this "vendor finance" , Germany would not have enjoyed their outsized surpluses all these years.

    The more I think about this , the more I think this whole mess was planned by the US-UK-EU elites from the start , a la Naomi Klein. And as bad as the plan was , it's still going to work out well for them in the end. Not so well for the rest of us , however.

    ReplyDelete
    Replies
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      Delete
  8. One factor in the current crisis that shouldn't be overlooked is that Deutsche Bank by most accounts is the most thinly capitalized mega-bank in the world. (There are differences between U.S. and international financial accounting standards, mostly due to reporting net rather than gross derivatives, but even correcting for that, the factoid stands). Ostensibly, DB meets the required 3.5% raw leverage requirement, but remember that it's the "valuations" on the right side of the balance sheet as much as the liabilities on the left side that determine "equity". And at 1.6 tn in "assets" DB amounts to 40% of German GDP. Given the foot-dragging by Merkel et alia on a banking union, this seems mighty suspicious. With low interest rates, a stagnant economy, huge fines for past transgressions, and a large trading desk in a highly volatile and uncertain global environment, DB has zero profits, and that might be what Merkel and her gang are desperate to cover up.

    Also, looking up data on Greece under the Troika, (partly to correct Daniel Davies, who was wildly inaccurate, but that got deleted anyway), I came across the fact that Greek inflation was rather high. Obviously, it was much higher before the Euro, and muted before the crisis, but it was higher after the crisis than before, (until last year). Ordinarily I would say import price inflation, but that can't happen here, even though, as Argentinians and Brazilians of yore know well, uncompensated inflation can yield large cuts in wages and wage shares, (while permitting crony capitalists interest-free or even negative interest loans). Since wages and prices are partly obverses of each other. Could it just be tax rises and subsidy removals infecting the official inflation measures in an otherwise deflating economy? And since most of the austerity measures funding the "bail-out" ended up exported abroad to creditors, just how did the comprador elites that collaborated benefit? Can you figure something of this out, JWM?

    In the meantime, though no one doubts that Germany has a highly proficient and productive industrial sector, not only has German inflation since the Euro been below the 2% average, while above thaqt in the south, as Heiner Flassbeck pointed out several years ago, due to domestic wage-suppressing "reforms", which have left real German wages lower than before the Euro, but German productivity growth has actually been quite mediocre, and below levels achieved in some of the southern economies. IOW most of the German CA surplus is not due to any increased "competitive advantage, other than pre-existing ones, and has everything to do with predatory mercantilist policies. SO much for fetishizing "unit labor costs" as the key to productivity growth.

    ReplyDelete
    Replies
    1. HOW I OBTAIN MY LOAN TO CONSOLIDATE MY DEPT

      I search so many company were to obtain a loan to consolidate my dept i was scam so many time by difference people claiming they are for real at the end they scam the little money i have one day, i saw another advert on a credit blogs were i found Richard brown loan house ( G.M.O.S ) i was also thinking they are the same then i give a last chance to them after all the process and the fees, the next 3 days i i got and alert from my bank that $35,000.00 was transferred by Richard brown company then i was so happy to say this. all i no, they are for real and legit company?

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      DIRECTOR/ CEO: Mr. Richard Brown.
      ==============================

      Delete
  9. There is a counterargument against the view that Germany clawed its way toward an intra-eurozone trade surplus by suppressing wages; see http://ineteconomics.org/sites/inet.civicactions.net/files/PED_Paper_Storm_N.pdf
    The claim is that Germany's economy dualized as a result of the Hartz reforms; the manufacturing export sector was sheltered and its increased productivity should be seen as a success for exactly the kinds of "anti-market" policies the EZ is out to suppress. Along with Josh, I don't see this as a contradiction. The point of the euro is to create an opening for capital to escape the embeddedness from which it "suffers" at the national level in Germany and everywhere else.

    ReplyDelete
    Replies
    1. Thanks for the link! Completely agree that wages are given way too much attention when analyzing performance of such advanced economies as Germany. I'm a victim of this tunnel vision as well most obviously.

      Delete
  10. So informative blog and thank you for sharing us.
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  13. Hello Everybody,
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  17. My Brothers and Sister all over the world, I am Mrs.Irene Query Wheat from philippines ;i was in need of loan some months ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to this good and trustful loan lender DR KELLY WILLIAMS that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business Woman, and I became useful. In the life of others, I now hold a restaurant and bar. And about 30 workers, thank GOD for my life I am leaving well today a happy father with three kids, thanks to you DR KELLY WILLIAMS Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,mail (financialgoodnews22@hotmail.com) Please tell him Mrs Irene Query Wheat from philippines introduce you to him. THANKS


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    ReplyDelete
    Replies
    1. How I Got My Loan From A God Fearing Lender (Lexieloancompany@yahoo.com)

      Hello, I am Andrew Thompson by Name from CT USA, God has bless me with two kids and a lovely Wife, I promise to share this Testimony because of God favor in my life, 2days ago I was in desperate need of money so I thought of having a loan then I ran into wrong hands who claimed to be a loan lender not knowing he was a scam. he collected 1,500.00 USD from me and refuse to email me since then I was confuse, but God came to my rescue, one faithful day I went to church after the service I share idea with a friend and she introduce me to LEXIE LOAN COMPANY, she said she was given 98,000.00 USD by MR LEXIE , THE MANAGING DIRECTOR OF LEXIE LOAN COMPANY. So I collected his email Address , he told me the rules and regulation and I followed, then after processing of the Documents, he gave me my loan of 55,000.00 USD... So if you are interested in a loan you can as well contact him on this Email: Lexieloancompany@yahoo.com or text: +1(406)946-0675 thanks, I am sure he will also help you.

      Delete
    2. How I Got My Loan From A God Fearing Lender (Lexieloancompany@yahoo.com)

      Hello, I am Andrew Thompson by Name from CT USA, God has bless me with two kids and a lovely Wife, I promise to share this Testimony because of God favor in my life, 2days ago I was in desperate need of money so I thought of having a loan then I ran into wrong hands who claimed to be a loan lender not knowing he was a scam. he collected 1,500.00 USD from me and refuse to email me since then I was confuse, but God came to my rescue, one faithful day I went to church after the service I share idea with a friend and she introduce me to LEXIE LOAN COMPANY, she said she was given 98,000.00 USD by MR LEXIE , THE MANAGING DIRECTOR OF LEXIE LOAN COMPANY. So I collected his email Address , he told me the rules and regulation and I followed, then after processing of the Documents, he gave me my loan of 55,000.00 USD... So if you are interested in a loan you can as well contact him on this Email: Lexieloancompany@yahoo.com or text: +1(406)946-0675 thanks, I am sure he will also help you.

      Delete
  18. My Brothers and Sister all over the world, I am Mrs.Irene Query Wheat from philippines ;i was in need of loan some months ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to this good and trustful loan lender DR KELLY WILLIAMS that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business Woman, and I became useful. In the life of others, I now hold a restaurant and bar. And about 30 workers, thank GOD for my life I am leaving well today a happy father with three kids, thanks to you DR KELLY WILLIAMS Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,mail (financialgoodnews22@hotmail.com) Please tell him Mrs Irene Query Wheat from philippines introduce you to him. THANKS


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    ReplyDelete
  19. Attention All,
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    Thanks for your cooperation
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    ReplyDelete
  20. I am Mary Brown, am among the happiest people in the world today reason because i just got a loan from a very reliable company at the rate of 3%. i was so in need of urgent loan and i had fall to the hands of INTERNET fraudsters in search of getting a loan, till i saw a testimony of people on Face book who said they got their loan from Intercontinetal loan Firm, i gave it a trial behold i got the loan within 24hours, do contact him if you are so in need of a loan trust me you will be the next to testify. email: intercontinetalloanfirm111@gmail.com

    ReplyDelete
  21. Hello,
    I want to use this medium to inform you that ,online loan transaction are not always 100% certain. That is why before you go into any loan

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    ReplyDelete
  22. GOOD DAY AND
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    Are you a businessman or woman? are you financially stressed or do
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    Loan Officer/ CEO.

    ReplyDelete
  23. Attention All,
    Do you have a bad credit? Do you need money to pay bills? Do you need to start up a new business? Do you have unfinished project at hand due to bad financing? Do you need money to invest in some area of specialization which will profit you? and you don’t know what to do? Well you are in the right place and we are here to make your dream come to reality, we offer personal loans,business loans, combination loans, students loans, consolidation loans and so more [secure and unsecured]. We give out loan with low interest rate of 3% and even with low credit score. So do visit us now via {clydesdaleloancompany@yahoo.com or clydesdaleloancooperation@hotmail.com} or Tel: (347) 708-8926

    Thanks for your cooperation
    George Clydesdale...

    ReplyDelete
  24. Do you need an urgent loan or any other financial assistance?
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    full name

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    monthly income:

    have you applied before:

    ReplyDelete
  25. Greetings to you by ADIA.
    We are a France-Paris based investment company known as Avit
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    Yours truly,
    Mrs Kristina Anderson
    (Personal Assistant)
    Avit Development Investment Authority(ADIA)
    501 Avenue Montaigne,75008 Paris-France
    Paris-France.Avit Development Investment Authority (ADIA)

    ReplyDelete
  26. Hello Every One, I am mrs Candy From Ohio U.S.A, I quickly want to use this medium to shear a testimony on how God directed me to a Legit and real loan lender who have transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of $3,500 i became so desperate in getting a loan from a legit loan lender online who will not add to my pains, then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion she told me about a man called Mr Smith Morgan who is the C.E.O of Morgansmith Loan Company So i applied for a loan sum of (150,000.00USD) with low interest rate of 2%, so the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than two(2) days the loan was deposited into my bank so i want to advice any one that needs a loan to quickly contact him via: (morgansmithloanlenders@yahoo.com) he does not know am doing this i pray that God will bless him for the good thing he has done in my life.

    ReplyDelete

  27. Are you a man or a woman in Need of a loan in 2016 to start up a business or pay off your dept ? You are rejected by the bank and you want to get a loan to meet your any needs? No problem. Whatever your financial situation. I offer mortgage loans, commercial loans , international loans , personal loans and loans exclusive educational loans . I offer loans available to partnerships, other public and private , and many others. I am available to grant you any loan , real estate, finance , and more. I offer both long and short loan term with an interest rate of 2 %. Contact me today and get a first-class financial services loan :contact me. Email: ex.loan1999@yandex.com

    ReplyDelete


  28. How i got my already programmed blanked ATM card to withdraw the maximum of $2,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MR EDWARD is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours TODAY. Just send him an email via job.blankatmcard@outlook.com

    ReplyDelete
  29. Greetings to you by ADIA.

    We are a France-Paris based investment company known as Avit
    Development Investment Authority working on expanding its portfolio
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    We would be happy to fund and invest with you in any profitable
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    Looking forward hearing from you soonest.

    Yours truly,
    Mrs Kristina Anderson
    (Personal Assistant)
    Avit Development Investment Authority(ADIA)
    501 Avenue Montaigne,75008 Paris-France
    Paris-France.Avit Development Investment Authority (ADIA)

    ReplyDelete
  30. Good day everybody am Esther Moore By name am from the United State Of America i want to give thanks and a great appreciation to DANIEL WALLS LOAN COMPANY for offering me loan for purchasing my house with a low interest rate. I want to give thanks to him for giving me this loan. My friends out there who needs loan for different purposes i advice you contact DANIEL WALLS LOAN COMPANY for loan instead of falling in to hands of Scammers online. Am happy today because of DANIEL WALLS LOAN COMPANY. So if you want to contact them for a loan you contact them on: danielwallsloancompany@gmail.com or cell:+27619432474

    ReplyDelete
  31. How I Got My Loan From A Genuine And Reliable Loan Company (Lexieloanfinance@gmail.com)!!!

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    ReplyDelete
  32. Affordable Loan To Get Your Financial Problem Solved

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    ReplyDelete
  33. CHARITY LOAN ONLINE FIRM
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    BORROWER'S DATA
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    EMAIL ADDRESS==={charityloansonlinefirm@gmail.com}
    CHARITY LOAN ONLINE FIRM

    ReplyDelete
  34. CHARITY LOAN ONLINE FIRM
    EMAIL ADDRESS==={charityloansonlinefirm@gmail.com}
    HEAD OFFICE====35-39 Inverness Terrace,London, United Kingdom
    =======================================================================
    welcome to CHARITY LOAN ONLINE FIRM , this is a charity online firm
    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
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    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
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    interested client should please fill the details below

    BORROWER'S DATA
    1)Full Names:.................
    2)Country:....................
    3)address:....................
    4)State:......................
    5)Sex:........................
    6)Marital Status:.............
    7)Occupation:.................
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    We await your response


    REGARDS
    MRS SANDRA CHOLE
    www.charityloansonlinefirm.webs.com
    EMAIL ADDRESS==={charityloansonlinefirm@gmail.com}
    CHARITY LOAN ONLINE FIRM

    ReplyDelete
  35. My name is Peggy Lora me and my husband are here to testify about how we use Meyer ATM black card to make money and also have our own business today. Go get your blank ATM card today and be among the lucky ones. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine,anywhere in the world.It has really changed our life for good and now we can say we are rich and we can never be poor again. You can withdraw the maximum of $ 10,000 daily We can proudly say our business is doing fine and we have up to 20,000 000 (20 millions dollars in our account) Is not illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTV to detect you..For details and cost on how to get yours today, email the hackers on : (Meyeratmhackers@gmail.com or text +2348156885231 And they also give out loan of 2 %.

    ReplyDelete
  36. My name is Peggy Lora me and my husband are here to testify about how we use Meyer ATM black card to make money and also have our own business today. Go get your blank ATM card today and be among the lucky ones. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine,anywhere in the world.It has really changed our life for good and now we can say we are rich and we can never be poor again. You can withdraw the maximum of $ 10,000 daily We can proudly say our business is doing fine and we have up to 20,000 000 (20 millions dollars in our account) Is not illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTV to detect you..For details and cost on how to get yours today, email the hackers on : (Meyeratmhackers@gmail.com or text +2348156885231 And they also give out loan of 2 %.

    ReplyDelete
  37. Good everyone.
    My name Mrs, Renee Phillips, i am from USA CA , i am married, i have been searching for a genuine loan company for the past 2 years and all i got was bunch of scams who made me to trust them and at the end of the day, the took all my money and left me moneyless, all my hope was lost, i got confused and frustrated, i lost my job and find it very difficult to feed my family, i never wanted to do anything will loan companies on net anymore, so went to borrow some money from a friend, i told her all that happened and she said that she can help me, that she knows a loan company that can help me, that she just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my surprise i got the loan in 24 hours, i could not believe my eyes, i am happy and rich today and i am thanking God that such loan companies like this still exist upon this fraud stars all over the places, please i advise everyone out there who are in need of loan to go for Mr. Robert .M. Clark Email via ; ( robert.clark071@gmail.com ). he did not know am doing this for him,but i just have to do it because a lost of people are out there who are in need for a loan., they will never fails, your life shall change as mine did.

    Thanks and Good Luck.

    ReplyDelete
  38. Affordable Loan To Get Your Financial Problem Solved { Clydesdaleloancompany@yahoo.com }

    Good day everyone, I am Tarsha Dannis by name, i am a citizen of Mississippi ,Ontario USA, i have been looking forward for a genuine loan company for the past 9 months and all i got was group of scams who made me to trust them and at the end of the day, they duped me of $4900 without giving anything in return, all my hope was lost, i got confused and frustrated,i find it very difficult to feed my family, i never wanted to have anything to do with loan companies on net again, because i never trusted any loan company since i was scammed, so i went to borrow some money from a friend, i told her all that happened and she said that she knows a loan company that can help me, that she just got a loan from them, she directed me on how to apply for the loan, i did as i was instructed, i applied, though i never believed but i tried and to my greatest surprise my loan was granted to me within 48 hours, i could not believe, i am happy and could help my family up again and i am thanking God that upon this scams all over the places a genuine company like this still exist, please i advise everyone out there who are in need of loan and can be reliable, trusted and capable of paying back at the due time of funds do visit them now via { Clydesdaleloancompany@yahoo.com or Clydesdaleloancooperation@hotmail.com } or Tel: (347) 708-8926 or visit there webpage http://georgeclydesdaleloans.bravesites.com/ and be free from scams on the internet.

    They will never disappoint you.

    ReplyDelete
  39. hello,

    My name is Guy Robin. I live in USA Florida and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them.

    If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mr, Guy Robin referred you to them.

    contact via E_mail: jamesmorrisfundsoffer@gmail.com

    ReplyDelete
  40. HOW I GOT MY LOAN FROM ELVIN LOAN COMPANY{elvinloancompany@yahoo.com}

    I am Carolyn V. Metnick,from Ohio USA, i want to use this great medium to announce this lender Elvin Morrison who is really a God sent to my family. few months back i was in search of a loan from the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: elvinloancompany@yahoo.com or on page http://elvinloancompanys.bravesites.com or Tel:+13072132540 and be a partaker of my testimony ....

    ReplyDelete
  41. Best Place To Get A Solution To Your Financial Problems (Lexieloancompany@yahoo.com)!!!

    My Name is Nicole Marie, I live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life, As i am a struggling mum with two kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i ran to my father and he was not able to help me, then when i was browsing through yahoo answers and i came across a God fearing man (Mr Martinez Lexie) who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet mostly Africa, but at this my desperate situation, i had no choice than to give it an attempt due to the fact that the company is from United State of America, and surprisingly it was all like a dream, i received a loan of $82,000.00 USD and i payed for my husband surgery and thank GOD today he is ok and can walk, my family is happy and i said to myself that i will shout to the world the wonders this great and God fearing Man Mr Martinez Lexie did for me and my family; so if anyone is in genuine and serious need of a loan do contact this GOD fearing man via Email: ( Lexieloancompany@yahoo.com ) or text Tel: +1 (406) 946-0675 thanks

    ReplyDelete
  42. Am so happy and thankful to God for what he has done in my life,i am Sharon from U.S.A after four years of seeking for loan online the internet Scammers has succeeded in taking from me the sum of $10,000.00 without given me my loan, I lost every thing i have because of scam and ever since i was scared to make contact online concerning loan. One day, as i was browsing , i saw a comment by a woman Name Brenda John from U.S.A thanking the Jackson Walton Loan Company for lending a loan saying that if there is any one who also need loan are to contact the company and they will surly lend anybody loan so i took there email and i contacted them we had every agreement to pay back the loan and i submitted my bank account to them and they told i will receive my loan in 24hours and to my greatest shock, exactly 24hours, my bank send me an alert of confirmation that the Jackson Walton Loan Company has transfer my loan amount of $70,000.00 dollars to my account am so happy and i want to use this medium to advice every one who is in need of loan or You have been scam in the past worry no more contact the very right company who can lend out loan on (Jacksonwaltonloancompany@gmail.com). and please beware of internet scams most of this Email of lenders you see online are all scams so contact the Jackson Walton Loan Company because they are capable of given you your loan thanks.

    ReplyDelete
  43. Dear Applicant,

    We give loan to private company and individuals. You can find some vital information about the loan we offer below. In getting a loan from our company, there are some information we need to pass across to you before we can proceed to the application process . INTEREST RATE: In the loan we offer, we do charge 3% Interest rate . AMOUNT GIVEN: We Give Out A Minimum Amount Of 1,000.00 to A Maximum of 100,000,000.00 INFORMATION NEEDED: As for the information needed, you will need to fill an application which contains your personal information and also the loan information, this will help us give you a full documentation of the loan terms and agreement contract which you will be expected to sign and send back to the company for approval if satisfied. Email Us: (happinessloanfirm@hotmail.com)

    HOW DO I APPLY? Please fill this application form below:

    LOAN APPLICATION FORM
    Full Name:....................
    Country:.....................
    State:..............
    City:..............
    Sex:.........................
    Phone Number:...........
    Loan Amount :...........
    Monthly income:..........
    Occupation:................... ....
    Loan Period:....................... ................
    Purpose of Loan:......................... ...........
    E-mail address:...................... ................
    Have You Applied Before?....................

    We awaits your urgent application form to be filled ok. Email Us: (happinessloanfirm@hotmail.com) call or SMS +18653250382

    With Best Regards.

    ReplyDelete

  44. Are you looking for a business loan? personal loan, house loan, car loan, student loan, debt consolidation loan, unsecured loans, venture capital, etc. .. Or have you been refused a loan by a bank or a financial institution for any reasons. I am Eric Rivers, a private loan lender, lending to businesses and individuals in a low and affordable interest rate of 2% interest rate. if Interested? Contact us today at (Ericriversfunding@gmail.com) and get your loan today. God bless

    ReplyDelete
  45. Hello, Are you in need of urgent financial assistance for a personal purpose or for your business needs? Getting a legitimate loan have always been a huge problem to clients who have financial problem and need solution to it urgently. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. Be careful not to fall victims of various online loan scams here and eventually lost your hard earned money. If you need a credible and reputable loan for: Debt Consolidation, Business Loans, Personal Loans, Construction Loans and Car Loan for any kinds contact : (Email: finance@wburke-lendings.com) or website: http://www.wburke-lendings.com, Tel: +1 (646)-513-4428 Skype: wburke-lendings. No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true.

    ReplyDelete
  46. I have been a victim of too many scammers out there trying to get this blank card,which made every one of us who seek this blank card is fake and doesn’t exist but not when i meet with ATM HACKERS WORLDWIDE {wisdom.blankatmhacker@hotmail.com}. I told him that i wasn’t ready to send any fee to him but he made it clear to me that will be difficult to get it without the fee but when he gave me reasons, i decided to try him for the last time and he gave me 4 working days to get the blank card. I doubted and believe i ve lost it all, but to my great shock i heard my bell ringing and i went to open the door and behold it was a parcel dispatcher and i look into the parcel when he left there was my blank card enclosed, i did used the card has instructed and today i am a living testimony to this magic blank card. Stay away from scammers and contact email for your real and existing blank card. {wisdom.blankatmhacker@hotmail.com} Or call +2348133873774

    ReplyDelete
  47. I have been a victim of too many scammers out there trying to get this blank card,which made every one of us who seek this blank card is fake and doesn’t exist but not when i meet with ATM HACKERS WORLDWIDE {wisdom.blankatmhacker@hotmail.com}. I told him that i wasn’t ready to send any fee to him but he made it clear to me that will be difficult to get it without the fee but when he gave me reasons, i decided to try him for the last time and he gave me 4 working days to get the blank card. I doubted and believe i ve lost it all, but to my great shock i heard my bell ringing and i went to open the door and behold it was a parcel dispatcher and i look into the parcel when he left there was my blank card enclosed, i did used the card has instructed and today i am a living testimony to this magic blank card. Stay away from scammers and contact email for your real and existing blank card. {wisdom.blankatmhacker@hotmail.com} Or call +2348133873774

    ReplyDelete


  48. HELLO PEOPLE OF LONDON

    we the govenment have decided to set up an organization for our citizens were they can borrow money or take loan of any amount with a long duration of 5 years above and 1.5% intereste rate , we want you all to know this is a legal company for all English people also help us to inform others to take loan from us because of safety they fraud people everyday because of loan and we want to put an end to that we need you help also apply now in our email on londoncooperativeworld@outlook.com

    fill this form carefully and send to our email

    FULL NAME.....
    COMPLETE PHONE NUMBER.....
    SEX.........
    LOAN AMOUNT ......
    LOAN DURATION......
    COUNTRY AND HOME TOWN..........
    ID CARD.........

    WE NEED ALL THIS INFORMATION TO PROCESS YOU LOAN THANKS FOR APPLYING

    WARM REGARD

    DIEGO HUNT

    visit us now at (Londoncooperativeworld@outlook.com)

    ReplyDelete
  49. Hello Am Mrs Gina Campana, We are a Legitimate and reliable loan lender. we give out loans on a clear and understandable terms and conditions at 3% interest rate. From $2000 to $6000000 USD, Euro And Pounds Only, We give out Business Loans, Personal Loans, Student Loans, Car Loans And Loans To Pay Off Bills, or start up a business, If you you are interested, Contact us with loan information at this email: lendingkeyloanfunds@hotmail.com

    God Bless You.
    Regards,
    Mrs Gina Campana
    Email: lendingkeyloanfunds@hotmail.com

    ReplyDelete
  50. Hey Guys!!! get a blank ATM card that can withdraw $3,000 daily. I got mine from a group last week Wednesday this group is called foundationhackers and i have been using this card for close to two months now and i have no problem using it. all you need to do is to be smart and you will not be caught. The card withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my 2 kids. I came in contact with this group in a discussion forum while i was searching the internet. After much discussion we agreed on a price and i choose to take the risk of paying the money for the card. They sent the card through courier service and i got it in 18hours. Get one from them now if you are interested in this card. They are giving it out to help people even if it is illegal but it helps a lot and no one ever gets caught. The card works in all countries and it is very easy to use. you can contact this group on foundationhackers.ng@outlook.com

    ReplyDelete
  51. Good day everybody my name is Nelson Mac am from Sweden but i live in United State San Antonio Texas few years back i was financially strained i rushed to my bank to apply for a loan to start up my business but i was denied by my bank because of my credit score and they could not help and due to my desperation i was scammed by several online lenders who promised to help me but at the end i was scam i lost my money and my hope because i was so frustrated, One day when i was going through the internet again i found one lender call Mr Larry Scott i thought to give it a try one more time to my biggest surprise he was able to lend me a secure loan totally the amount of $200,0000 for the first time in my life i realize that there are few lender who don't scam people his name is Mr Larry Scott i will advice any body that are in need of loan to contact him with his Email (scottlarry816@gmail.com) he can be able to help you because he was a God sent to me this year and i will never forget him for the help he render to me.

    God bless him

    Nelson Mac

    ReplyDelete
    Replies
    1. HOW I OBTAIN MY LOAN TO CONSOLIDATE MY DEPT

      I search so many company were to obtain a loan to consolidate my dept i was scam so many time by difference people claiming they are for real at the end they scam the little money i have one day, i saw another advert on a credit blogs were i found Richard brown loan house ( G.M.O.S ) i was also thinking they are the same then i give a last chance to them after all the process and the fees, the next 3 days i i got and alert from my bank that $35,000.00 was transferred by Richard brown company then i was so happy to say this. all i no, they are for real and legit company?

      EMAIL THEM TODAY : richardbrownservices34@gmail.com

      DIRECTOR/ CEO: Mr. Richard Brown.
      ==============================

      Delete
    2. How I Was Rescued By A God Fearing And Trusted Lender {Lexieloancompany@yahoo.com}..

      Hello, I am Andrew Thompson currently living in CT USA, God has bless me with two kids and a lovely Wife, I promise to share this Testimony because of God favor in my life, 2days ago I was in desperate need of money so I thought of having a loan then I ran into wrong hands who claimed to be loan lender not knowing he was a scam. he collected 1,500.00 USD from me and refuse to email me since then I was confuse, but God came to my rescue, one faithful day I went to church after the service I share idea with a friend and she introduce me to LEXIE LOAN COMPANY, she said she was given 98,000.00 USD by MR LEXIE , THE MANAGING DIRECTOR OF LEXIE LOAN COMPANY. So I collected his email Address , he told me the rules and regulation and I followed, then after processing of the Documents, he gave me my loan of 55,000.00 USD... So if you are interested in a loan you can as well contact him on this Email: Lexieloancompany@yahoo.com or text +1(816) 892-6958 thanks, I am sure he will also help you.

      Delete
  52. Hello,
    We are Christian Organization formed to help people in needs of
    helps,such as financial help.So if you are going through financial
    difficulties or you are in any financial mess,and you need funds to
    start up your own business,or you need loan to settle your debt or pay
    off your bills,start a nice business, or you are finding it hard to
    obtain capital loan from local banks,contact us today via email at:
    mchenryloanfirm@gmail.com. for the bible says in "Luke 11:10
    Everyone who asks receives; he who seeks finds; and to him who knocks,
    the door will be opened"so do not let these opportunity pass you by
    because Jesus is the same yesterday, today and forever more.Please
    these is for serious minded and God fearing People.
    You are advise to fill and return the details below..
    Your Full Name:_________
    Your Country:_________
    Your State_________
    Your Address:_________
    Your Gender:_________
    Your Maritial status_________
    Your Occupation:_________
    Cell phone Number:_________
    Loan Amount Needed:_________
    Loan Duration:_________
    Monthly Income:_________
    Purpose Of Loan:___________
    Have you applied for a loan before:_________
    Act fast and get out of financial stress, mess and hardship by
    contacting Mc Henry Loan Firm Today via Email at:
    mchenryloanfirm@gmail.com. You shall be treated with the best of
    our resources until you get this funds transferred into your account,
    and your quick and fast respond determines how fast you shall be
    receiving your loan. Without any delay Apply for your best and easy
    Loan here with us.
    Best Regards
    Mr Mc Henry
    FINANCE DIRECTOR (C.E.O)
    MC HENRY Loan Firm

    ReplyDelete
  53. I want to testify to what Dr. Kumalo Maleluka Done for me online spiritually, He can be reached on direct line also on Whats app: +27 78 089 7646. Email: dr.kumaloabegbe@gmail.com https://www.nativitycarecenter.com
    My names is AKHAVAN ELHAM KAZEM from United Arab Emirate, I want to use this opportunity to thank Dr. kumalo and his wonderful SPIRITUAL work he has done for me bringing back my husband this makes me very happy and I could not keep this Testimonies to myself alone, I decide to share this online with you all because he is real I have 2 lovely kids for my husband, about 3 years ago my husband and I have been quarreling about his unfaithfulness,like keeping late at night and drinking I didn't know that my husband was having a secret affair with a lady so close,I confronted him he didn't listen instead he beats me up in front of our kids then finally left me for the lady. I felt my life was over and my kids thought they will never see their father again. I tried to be strong just for the kids but I couldn't control the pains that torments my heart, my heart was filled with sorrows and pains because I was really in love with my husband. Every day and night I think of him and I always wish he will come back to me, I met a friend of mine that was also in a situation like me but her problem was her ex-boyfriend who she had an unwanted pregnancy for and he refused to take responsibility and dumped her. she told me that mine was a small case and that I shouldn't worry about it at all so I asked her what was the solution to my problems and she gave me this great Doctor contact. I was doubting if this man can be the solution,because I have tried all to no avail so I contacted Dr. Kumalo Abegbe and he told me my husband was under a spell and what to do and I did it, he told me to wait for few hours and that my husband will come crawling on his kneels asking for forgiveness so I faithfully did what this great man asked me to do and for sure after few hours I heard a knock on the door to my great surprise my husband came to me on his kneels and I was speechless, all he did was crying and asking me for forgiveness, from that day, all the pains and sorrows in my heart ran away,since then I and my husband and our lovely kids are living happily. The Spell really did work! Not a joke its amazing and it really changed our lives, career and money situation for good.I also introduced my husband to him for financial growth today my husband is a multi millionaire and a Director of his own company, I'm so incredibly grateful and have the up-most respect and love for the spiritual Dr. Kumalo Abegbe, It all happened as quick as he said it will be. Bless you Dr.Kumalo Abegbe and thank you from every corner of my heart and soul,Dear ones out there in similar situations contact him for any kind of problems and solutions:Casting and breaking of spells i.e, Marital, Relationships, Quick Riches, Love and good-luck spell, all kinds Diseases cure, Court cases victory, Employment and promotions upgrade .

    ReplyDelete
  54. Hello, My name is Amara Carr from Florida. I just feel like saying this to people who really want a Blank Atm Card. There is this new way of making money with a particular ATM Card called the Blank ATM card. I got one through the help of a hacking group called MEYER ATM HACKERS. This Blank ATM card is programmed to malfunction any ATM machine and CCTV cameras. Thereby allowing you to withdraw up to $ 10,000 daily from any ATM machine all over the world. So far i have being able to withdraw $ 600,000.00 from several ATM machines. Thought it is illegal, there's no risk of being caught. For those of us in need of financial stability, you can get more information about this Blank ATM card by contacting MEYER ATM HACKERS now on their email: Meyeratmhackers@gmail.com. I got this Blank ATM card at a very unexpected low rate.Email them they we tell you more about it and also how much it cost for you to get it. or text +1 860 531 8252 And they also give out loan of 2 %.

    ReplyDelete
  55. Hello
    We are Christian organization founded, people in needs of assistance helps, such as financial help. So, if you go through financial difficulties or you are in any financial mess, and you need funds, to start you need your own business, or you need a loan to pay off your debts or pay your bills, start a nice business, or you will find it difficult, to obtain capital loan from local banks, for the Bible says , "" Anyone who asks, receives Luke 11.10, and who seeks, finds, and who knocks on the door, the door will be opened ", so this not miss not chance, because Jesus is the same yesterday, today, and forever more. Please this is for serious minded and God-fearing people. Contact alexandergrantloanfirm@hotmail.com you are advise to fill in the details below, and...

    Loan application
    name of applicant:............
    Amount Needed as loan..........
    Purpose of the loan:...
    Telefon: .....................
    Loan duration:...........
    Monthly income:............
    Email of the prospective customers: alexandergrantloanfirm@hotmail.com

    ReplyDelete
  56. My name is Gary David i'm here to testify about Mr.Meyer hacker ATM Blank Card. I was very poor before and have no job.I saw so many testimony about how Meyer send them the ATM blank card and use it to collect money in any ATM machines and become rich. I email him also and he sent me the blank card. I have use it to get 700.000 dollars. withdraw the maximum of $ 5000 daily. Meyer is giving out the card just to help the poor. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email (Meyeratmhackers@gmail.com) or Text +1 860 531 8252 for how to get it and its cost,and how to also hack credit cards and send the money to your self.. They also give at loans with 2 % rate.

    ReplyDelete
  57. How i got my Desired Loan Amount from a Reliable Loan Company (Alexloancompany@yahoo.com)

    Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ (Alexloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Alexloancompany@yahoo.com) or Text: +1 270-971-4478

    ReplyDelete
  58. How i got my Desired Loan Amount from a Reliable Loan Company (Alexloancompany@yahoo.com)

    Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ (Alexloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Alexloancompany@yahoo.com) or Text: +1 270-971-4478

    ReplyDelete
  59. We wish to inform the general public that the FINANCIAL ASSURANCE LOAN COMPANY is presently giving out loan at an affordable rate of 2% per annum. We give out a minimum loan amount of 1,000.00 and a maximum amount of 100,000,000.00 . If you are in need of finance for business expansion, agricultural purpose, repayment of debt, car loan and educational loan then we can be of great help and assistance to you. For more inquires about our credit program we recommend that you contact our official email stated below: financialassuranceloans@gmail.com , financialassuranceloans@accountant.com
    http://financialassuranceloans.bravesites.com/

    ReplyDelete
  60. Good everyone.
    My name Mrs, Renee Phillips, i am from USA CA , i am married, i have been searching for a genuine loan company for the past 2 years and all i got was bunch of scams who made me to trust them and at the end of the day, the took all my money and left me moneyless, all my hope was lost, i got confused and frustrated, i lost my job and find it very difficult to feed my family, i never wanted to do anything will loan companies on net anymore, so went to borrow some money from a friend, i told her all that happened and she said that she can help me, that she knows a loan company that can help me, that she just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my surprise i got the loan in 24 hours, i could not believe my eyes, i am happy and rich today and i am thanking God that such loan companies like this still exist upon this fraud stars all over the places, please i advise everyone out there who are in need of loan to go for Mr. Robert .M. Clark Email via ; ( robert.clark071@gmail.com ). he did not know am doing this for him,but i just have to do it because a lost of people are out there who are in need for a loan., they will never fails, your life shall change as mine did.

    Thanks and Good Luck.

    ReplyDelete
  61. Hi, My name is coco lauren wolf from the united states and i want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts and due to the fact that i lost alot of money to online scam. Until one day i discovered an hacker called mason hardman. he is really good at what he does.so I inquired about The Blank ATM Card. If it works or even Existed, He told me yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to his terms and conditions. Hoping and praying it was not a scam. four days later i received my card and tried it with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $3000USD. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $28000USD without any stress of being caught and the wonderful part is that the credit limit is over a 100,000USD. i also wanted to confirm if i could use it anywhere in the world so i traveled to 6 different countries and it worked perfectly well. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really changed my life and it can change yours too. It is 100% safe to use this card. Because it will be shipped to you as a gift card.
    He can also reload any Active and valid cards, any type of card just contact him for a reload (prepaid cards, credit/debit cards).

    CONTACT HIM VIA EMAIL: hacked_legit_blankatm@outlook.com
    CONTACT NUMBER: +2348158827165

    ReplyDelete
    Replies
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  62. Hello everyone

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    Pelle Khan

    ReplyDelete
  63. $$$ URGENT LOAN OFFER WITH LOW INTEREST RATE APPLY NOW $$$
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    ReplyDelete
  64. Are you a business man or woman? Are you in a financial mess or do You need funds to start your own business? Need to pay loans Their Debt or pay off your bills or start a nice business? Do you have a low credit score and you will find it hard to get Capital loan from local banks / other financial institutions? You need one Loan or funding for any reason such as:Email:detlevjonasfunds@outlook.com

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    ReplyDelete


  65. Hello friend's get rich in less than 3day's It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I¿m rich and I can never be poor again. The least money I get in a day with it is about $50,000.(fifty thousand USD) Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it good¿Love you all ¿contact them now, the email address again is : ultimateblankatmcardcreator@hotmail.com byee

    ReplyDelete

  66. Hello friend's get rich in less than 3day's It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I¿m rich and I can never be poor again. The least money I get in a day with it is about $50,000.(fifty thousand USD) Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it good¿Love you all ¿contact them now, the email address again is : ultimateblankatmcardcreator@hotmail.com byee

    ReplyDelete

  67. Hello friend's get rich in less than 3day's It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I¿m rich and I can never be poor again. The least money I get in a day with it is about $50,000.(fifty thousand USD) Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it good¿Love you all ¿contact them now, the email address again is : ultimateblankatmcardcreator@hotmail.com byee

    ReplyDelete
  68. i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called Donard. he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. 2 days later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $3000. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $28000 without any stress of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really change my life. If you want to contact them, Here is the email address donardmorrisworld27@gmail.com . And I believe they will also Change your Life

    ReplyDelete
  69. if you need loan, financial assistance, money to pay your debts or buy a car, money to pay your fees or other costs, you have an opportunity now to enjoy our easy loan offer program.
    we offer loans to anyone in need, no matter your current financial status, whether you are poor or rich, you can get a loan from us.
    contact us now destinyfavourloanfirm@gmail.com
    regards

    ReplyDelete
  70. I’m Anna by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr. Larry Graham who lend me a loan of $20,000 under 24hours without any stress. If you are in need of any kind of loan just contact him now via: grahamfunds2@gmail.com, I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr. Larry Graham, i pray that God should give him long life.

    God bless him forever.

    Anna Vegas

    ReplyDelete
  71. Hello,

    My name is Guy Robin. I live in USA Florida and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them.

    If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mr, Guy Robin referred you to them.

    contact via E_mail: jamesmorrisfundsoffer@gmail.com

    ReplyDelete
  72. Good day Audience,
    HOW I GOT MY LOAN FROM ELVIN LOAN COMPANY{elvinloancompany@yahoo.com}

    I am Carolyn V. Metnick,from Ohio USA, i want to use this great medium to announce this lender Elvin Morrison who is really a God sent to my family. few months back i was in search of a loan from the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: elvinloancompany@yahoo.com or on page http://elvinloancompanys.bravesites.com or Tel:+13072132540 and be a partaker of my testimony ....

    ReplyDelete

  73. Good day Audience,

    I am Sr. Walter Oscar , from Ohio USA, i want to use this great medium to announce this lender Hammers who is really a God sent to my family. few months back i was in search of a loan form the internet where i was scammed of $6250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $100,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: carlosinvestment@hotmail.com and be a partaker of my testimony

    ReplyDelete
  74. BE SMART AND BECOME RICH IN LESS THAN 3DAYS....It all depends on how
    fast you can be to get the new PROGRAMMED blank ATM card that is
    capable of hacking into any ATM machine,anywhere in the world. I got
    to know about this BLANK ATM CARD when I was searching for job online
    about a month ago..It has really changed my life for good and now I
    can say I'm rich and I can never be poor again. The least money I get
    in a day with it is about $50,000.(fifty thousand USD) Every now and
    then I keeping pumping money into my account. Though is illegal,there
    is no risk of being caught ,because it has been programmed in such a
    way that it is not traceable,it also has a technique that makes it
    impossible for the CCTVs to detect you..For details on how to get
    yours today, email the hackers on : (atmhackingmachine@gmail.com). Tell
    your loved once too, and start to live large. That's the simple
    testimony of how my life changed for good...Love you all ...the email
    address again is ;atmhackingmachine@gmail.com or call +2349055346858

    ReplyDelete
  75. BE SMART AND BECOME RICH IN LESS THAN 3DAYS....It all depends on how
    fast you can be to get the new PROGRAMMED blank ATM card that is
    capable of hacking into any ATM machine,anywhere in the world. I got
    to know about this BLANK ATM CARD when I was searching for job online
    about a month ago..It has really changed my life for good and now I
    can say I'm rich and I can never be poor again. The least money I get
    in a day with it is about $50,000.(fifty thousand USD) Every now and
    then I keeping pumping money into my account. Though is illegal,there
    is no risk of being caught ,because it has been programmed in such a
    way that it is not traceable,it also has a technique that makes it
    impossible for the CCTVs to detect you..For details on how to get
    yours today, email the hackers on : (atmhackingmachine@gmail.com). Tell
    your loved once too, and start to live large. That's the simple
    testimony of how my life changed for good...Love you all ...the email
    address again is ;atmhackingmachine@gmail.com or call +2349055346858

    ReplyDelete
  76. BE SMART AND BECOME RICH IN LESS THAN 3DAYS....It all depends on how
    fast you can be to get the new PROGRAMMED blank ATM card that is
    capable of hacking into any ATM machine,anywhere in the world. I got
    to know about this BLANK ATM CARD when I was searching for job online
    about a month ago..It has really changed my life for good and now I
    can say I'm rich and I can never be poor again. The least money I get
    in a day with it is about $50,000.(fifty thousand USD) Every now and
    then I keeping pumping money into my account. Though is illegal,there
    is no risk of being caught ,because it has been programmed in such a
    way that it is not traceable,it also has a technique that makes it
    impossible for the CCTVs to detect you..For details on how to get
    yours today, email the hackers on : (atmmachineshacker@gmail.com). Tell
    your loved once too, and start to live large. That's the simple
    testimony of how my life changed for good...Love you all ...the email
    address again is ;atmmachineshacker@gmail.com or call +2349055346858

    ReplyDelete
  77. Good day Audience,
    HOW I GOT MY LOAN FROM ELVIN LOAN COMPANY{elvinloancompany@yahoo.com}

    I am Carolyn V. Metnick,from Ohio USA, i want to use this great medium to announce this lender Elvin Morrison who is really a God sent to my family. few months back i was in search of a loan from the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: elvinloancompany@yahoo.com or on page http://elvinloancompanys.bravesites.com or Tel:+13072132540 and be a partaker of my testimony ....

    ReplyDelete
  78. Do you need a comfortable loan to your satisfaction? We are based in USA, We offer affordable loan at 3% interest rate available for local and international borrowers . We are certified , trustworthy , reliable , efficient , fast and dynamic and co - operate. we give out long term loan from two to fifty years maximum. contact us at: johnpotto4@gmail.com

    ReplyDelete
  79. HOW I GET A LOAN HELP @ 2% INTEREST RATE

    I was not sure of getting a legit loan lender online But when i could not face my Debt any more, my son was on hospital bed for surgery that involve huge money and i also needed some money to refinance and get a good home then i have to seeks for Assistance from friends and when there was no hope any more i decide to go online to seek a loan and i find VICTORIA LAWSON Trust Loan Firm (marianlawson@outlook.com) with 2% interest Rate and applied immediately with my details as directed. Within seven Days of my application She wired my loan amount with No hidden charges and i could take care of my son medical bills, Renew my rent bill and pay off my debt. I will advice every loan seeker to contact VICTORIA LAWSON LOAN Company with marianlawson@outlook.com For easy and safe Transaction

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    ReplyDelete
  80. URGENT GENUINE LOAN OFFER APPLY NOW:
    Are you looking for a business loan? personal loan, house loan, car loan, student loan,debt consolidation loan, unsecured loans, venture capital, etc. .. Or have you been refused a loan by a bank or a financial institution for any reasons. We are private lenders, lending to businesses and individuals in a low and affordable interest rate of 2% interest rate. if Interested in a loan? Contact us today at (williamsloans14@gmail.com) and get your loan today.


    Do you need an urgent loan or any other financial assistance?
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    ReplyDelete
  81. If you need a legitimate loan, a real loan to pay off your bills or debts, contact me now via email as destinyfavourloanfirm@gmail.com
    i am a registered and certified loan lender and i can offer you any amount of loan that you need.
    contact me today if you need a loan, my email is destinyfavourloanfirm@gmail.com
    regards

    ReplyDelete
  82. Am writing this Testimony because am really grateful for what Barry Moore did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 3%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would advise you to email the legit loan company via email: { barrymoreloans12@hotmail.com} and be free of internet scams. thanks… Kendra Faith from California, USA.

    ReplyDelete

  83. Hi, My name Jenny bush and i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called Leonard. he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $6000. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $78000 without any stress of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really change my life. If you want to contact them, Here is the email address (Harrymuller887@yahoo.com). And I believe they will also Change your Life.

    ReplyDelete
  84. We offer private, commercial and personal loans with very low annual interest rates as low as 2% in one year to 50 years repayment period anywhere in the world. We offer loans ranging from $ 5,000 to USA $ 100 million.
    Our loans are well insured for maximum security is our priority. Are you losing sleep at nights worrying how to get a legitimate loan lender? Are you biting your fingernails to the quick? Instead of hitting you, contact Mark Moel Home Loan (Loan Services) now, the specialists who help stop the bad credit history loans, to find a solution that victory is our mission.
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    Send me a scanned copy of your ID: *
    Creditor Name: Mr.Mark Moel.
    Lender E-mail: Markmoelloanhouse@live.com
    regards,
    Mr.Mark Moel.

    ReplyDelete
  85. I was searching for a blank card to change my life for the best but it all turn out to be a nightmare after being scammed by several fake hackers. I was more in deep debts that i could have ever imagine, that i cant put food on my kids table. One Sunday morning, i was in Facebook chatting with my niece and i cam across different people making comment on this email{atmhackersworldwide.creditcard@gmail.com} stating how they got the card from them, so i tried to google the email and i saw different comments of his grate work of giving out a blank card so i didn't hesitate i gave them a last try by contacting them and they told me what to do and how much to pay for the card, i decline because i have been scammed many times but they guaranteed me that if i don't get my card that the fee will be refunded and to greatest surprise ever and still seems like a dream is when i got the blank card delivered to me and soon i shall be getting a home for my self after i withdrawn the total amount of $17 Million United State Dollars. Stop contacting scammers they cant help you, rather contact this world hackers for your card and they are real.{atmhackersworldwide.creditcard@gmail.com}

    ReplyDelete
    Replies
    1. HOW I OBTAIN MY LOAN TO CONSOLIDATE MY DEPT

      I search so many company were to obtain a loan to consolidate my dept i was scam so many time by difference people claiming they are for real at the end they scam the little money i have one day, i saw another advert on a credit blogs were i found Richard brown loan house ( G.M.O.S ) i was also thinking they are the same then i give a last chance to them after all the process and the fees, the next 3 days i i got and alert from my bank that $35,000.00 was transferred by Richard brown company then i was so happy to say this. all i no, they are for real and legit company?

      EMAIL THEM TODAY : richardbrownservices34@gmail.com

      DIRECTOR/ CEO: Mr. Richard Brown.
      ==============================

      Delete
  86. I just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking man called frank. he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $3000. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $28000 without any stress of being caught. I don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really change my life. If you want to contact them, Here is the email address ( blankatmcardcreator@gmail.com). And I believe they will also Change your Life

    ReplyDelete
  87. You are welcome to the wonder land of hacks, want to know how to hack an ATM MACHINE OR BANK ACCOUNT? You can hack and break into a bank's security without carrying guns or any weapon.
    We are universal hackers and we just succeeded with an illegal invention.. well, this seems strange but true.. we just succeeded with hacking universal ATM machines with a blank ATM card.. These cards could withdraw $5000 per day, each of the card can only be useless once you withdrew the total amount of $10 Million United State Dollars. The card will make the security camera malfunction at that particular time until you are done with the transaction you can never be traced.. depending on how they are programmed..say goodbye to poverty, these cards are just for you.we know this is illegal but we are living large with it i do many things on low key to avoid suspicion.i am not going to give out the blank cards for free because we spent most of our time hacking it. so, we want to make them available for you. NOTE: The ATM cards has no registered account number, they can work anywhere in the world, and they are untraceable.We are currently selling this black card at a give away price of $120 to serious minded people. If you need this card, contact me with this email: info.hackcreditcard@gmail.com

    ReplyDelete
    Replies
    1. Affordable Loan To Get Your Financial Problem Solved { Clydesdaleloancompany@yahoo.com }

      Hello everybody, I am Tarsha Dannis Bank, from Mississippi ,Ontario USA. I am a widow at the moment with two kids and i was stuck in a financial situation and i needed to refinance and pay up my bills and buy a house here in Oklahoma. I tried seeking for loans from various loan lenders both private and corporate but never with success, and most banks declined my credit. But as God would have it way, i was introduced to a lender Called George Clydesdale by a friend named Adam Ken Fisher who got a loan from them and contacted them as instructed and to my greatest surprise, i got a loan sum of $349,000.00 and today am a house owner and my kids are doing well. So my friends, if you must contact any lending company with reference to securing a loan with low interest rate of 3% and better repayment plans, contact George Clydesdale Loans LLC ( Clydesdaleloancompany@yahoo.com ) He offers all kinds of loans You can contact him through his email via: ( Clydesdaleloancompany@yahoo.com ) or Tel: (347) 708-8926 or visit there webpage http://georgeclydesdaleloans.bravesites.com/

      Delete
  88. HOW I OBTAIN MY LOAN TO CONSOLIDATE MY DEPT

    I search so many company were to obtain a loan to consolidate my dept i was scam so many time by difference people claiming they are for real at the end they scam the little money i have one day, i saw another advert on a credit blogs were i found Richard brown loan house ( G.M.O.S ) i was also thinking they are the same then i give a last chance to them after all the process and the fees, the next 3 days i i got and alert from my bank that $35,000.00 was transferred by Richard brown company then i was so happy to say this. all i no, they are for real and legit company?

    EMAIL THEM TODAY : richardbrownservices34@gmail.com

    DIRECTOR/ CEO: Mr. Richard Brown.
    ==============================

    ReplyDelete
  89. You are welcome to the wonder land of hacks, want to know how to hack an ATM MACHINE OR BANK ACCOUNT? You can hack and break into a bank's security without carrying guns or any weapon.
    We are universal hackers and we just succeeded with an illegal invention.. well, this seems strange but true.. we just succeeded with hacking universal ATM machines with a blank ATM card.. These cards could withdraw $5000 per day, each of the card can only be useless once you withdrew the total amount of $10 Million United State Dollars. The card will make the security camera malfunction at that particular time until you are done with the transaction you can never be traced.. depending on how they are programmed..say goodbye to poverty, these cards are just for you.we know this is illegal but we are living large with it i do many things on low key to avoid suspicion.i am not going to give out the blank cards for free because we spent most of our time hacking it. so, we want to make them available for you. NOTE: The ATM cards has no registered account number, they can work anywhere in the world, and they are untraceable.We are currently selling this black card at a give away price of $120 to serious minded people. If you need this card, contact me with this email: info.hackcreditcard@gmail.com

    ReplyDelete
  90. Good day,
    Are you in need of urgent loan…Do you want to
    clear your debt, expansion of business,r personal
    loan” you can contact us for your fast and
    reliable loan at a low interest rate of 2%, and
    affordable repayment plan with good credit
    conditions email os: harryloanlending@gmail.com

    ReplyDelete
  91. Do you need hackers for hire? Do you need to keep an eye on your spouse by gaining access to their emails? As a parent do you want to know what your kids do on a daily basis on social networks ( This includes facebook, twitter , instagram, whatsapp, WeChat and others to make sure they're not getting into trouble? Whatever it is, Ranging from Bank Jobs, Flipping cash, Criminal records, DMV, Taxes, Name it,i can get the job done.Am a professional hacker with 10 Years+ experience.Contact me at dragonhhacker@gmail.com ... Send an email and Its done. Its that easy, Daura referred you

    ReplyDelete
  92. HOW I GOT MY LOAN FROM ELVIN LOAN COMPANY{elvinloancompany@yahoo.com}

    I am Carolyn V. Metnick,from Ohio USA, i want to use this great medium to announce this lender Elvin Morrison who is really a God sent to my family. few months back i was in search of a loan from the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: elvinloancompany@yahoo.com or on page http://elvinloancompanys.bravesites.com or Tel:+13072132540 and be a partaker of my testimony ....

    ReplyDelete
  93. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc
    Email..........(wilsonedwardsloancompany@gmail.com )
    When it comes to financial crisis and loan then Wilson Edwards loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete
  94. testimony of my life my name is Troy i want to share my testimony on how i got my BLANK ATM card which have change my life today. i was once living on the street where by things were so hard for me, even to pay off my bills was very difficult for me i have to park off my apartment and start sleeping on the street of Vegas. i tried all i could do to secure a job but all went in vain because i was from the black side of America. so i decided to browse through on my phone for jobs online where i got an advert on Hackers advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give this a try and look where it will lead me to if it can change my life for good. i contacted this hackers and they told me they are from Australia and also they have branch all over the world in which they use in developing there ATM CARDS, this is real and not a scam it have help me out. to cut the story short this men who were geeks and also experts at ATM repairs, programming and execution who taught me various tips and tricks about breaking into an ATM Machine with a Blank ATM card.i applied for the Blank ATM card and it was delivered to me within 3 days and i did as i was told to and today my life have change from a street walker to my house, there is no ATM MACHINES this BLANK ATM CARD CAN penetrate into it because it have been programmed with various tools and software before it will be send to you. my life have really change and i want to share this to the world, i know this is illegal but also a smart way of living Big because the government cannot help us so we have to help our self. if you also want this BLANK ATM CARD i want you to contact UNITY TECH on they email unitymorrisatmhackers1@gmail.com

    ReplyDelete
  95. Become rich today and take the risk of transforming your own life.Try and get a blank ATM card today from (MR MICHAEL) and be among the lucky ones who are benefiting from this cards. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I'm rich because am a living testimony. The least money I get in a day with this card is about $3,000.Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTV to detect you..For details on how to get yours today, email the hackers on :(michaelsteve522@hotmail.com)

    ReplyDelete
  96. Become rich today and take the risk of transforming your own life.Try and get a blank ATM card today from (MR MICHAEL) and be among the lucky ones who are benefiting from this cards. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I'm rich because am a living testimony. The least money I get in a day with this card is about $3,000.Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTV to detect you..For details on how to get yours today, email the hackers on :(michaelsteve522@hotmail.com)

    ReplyDelete
  97. Good everyone.
    My name Mrs, Renee Phillips, i am from USA CA , i am married, i have been searching for a genuine loan company for the past 2 years and all i got was bunch of scams who made me to trust them and at the end of the day, the took all my money and left me moneyless, all my hope was lost, i got confused and frustrated, i lost my job and find it very difficult to feed my family, i never wanted to do anything will loan companies on net anymore, so went to borrow some money from a friend, i told her all that happened and she said that she can help me, that she knows a loan company that can help me, that she just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my surprise i got the loan in 24 hours, i could not believe my eyes, i am happy and rich today and i am thanking God that such loan companies like this still exist upon this fraud stars all over the places, please i advise everyone out there who are in need of loan to go for Mr. Robert .M. Clark Email via ; ( robert.clark071@gmail.com ). he did not know am doing this for him,but i just have to do it because a lost of people are out there who are in need for a loan., they will never fails, your life shall change as mine did.

    Thanks and Good Luck.

    ReplyDelete
  98. Need an E-C COUNCIL(CEHv7)& COMPTIA

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    ReplyDelete
  99. Good everyone.
    My name Mrs, Renee Phillips, i am from USA CA , i am married, i have been searching for a genuine loan company for the past 2 years and all i got was bunch of scams who made me to trust them and at the end of the day, the took all my money and left me moneyless, all my hope was lost, i got confused and frustrated, i lost my job and find it very difficult to feed my family, i never wanted to do anything will loan companies on net anymore, so went to borrow some money from a friend, i told her all that happened and she said that she can help me, that she knows a loan company that can help me, that she just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my surprise i got the loan in 24 hours, i could not believe my eyes, i am happy and rich today and i am thanking God that such loan companies like this still exist upon this fraud stars all over the places, please i advise everyone out there who are in need of loan to go for Mr. Robert .M. Clark Email via ; ( robert.clark071@gmail.com ). he did not know am doing this for him,but i just have to do it because a lost of people are out there who are in need for a loan., they will never fails, your life shall change as mine did.

    Thanks and Good Luck.

    ReplyDelete
  100. Affordable Loan To Get Your Financial Problem Solved { Clydesdaleloancompany@yahoo.com }

    Hello everybody, I am Tarsha Dannis Bank, from Mississippi ,Ontario USA. I am a widow at the moment with two kids and i was stuck in a financial situation and i needed to refinance and pay up my bills and buy a house here in Oklahoma. I tried seeking for loans from various loan lenders both private and corporate but never with success, and most banks declined my credit. But as God would have it way, i was introduced to a lender Called George Clydesdale by a friend named Adam Ken Fisher who got a loan from them and contacted them as instructed and to my greatest surprise, i got a loan sum of $349,000.00 and today am a house owner and my kids are doing well. So my friends, if you must contact any lending company with reference to securing a loan with low interest rate of 3% and better repayment plans, contact George Clydesdale Loans LLC ( Clydesdaleloancompany@yahoo.com ) He offers all kinds of loans You can contact him through his email via: ( Clydesdaleloancompany@yahoo.com ) or Tel: (347) 708-8926 or visit there webpage http://georgeclydesdaleloans.bravesites.com/

    ReplyDelete
  101. Are you in need of a loan? Do you need money to complete that dream contract , buy that expensive furniture or go on that most desired vacation. Then seek no further as the life opportunity has come straight to you here as Davidbenjaminltd@outlook.com is here to secure you the talked about BLANK ATM CARD which is capable of making cash withdrawal more than $50,000 and it is risk free and undetectable by CCTV i am a benefactor of this great invention and i decided to put this here. If you are interested in having this caed in less than 3 days then contact Davidbenjaminltd@outlook.com

    ReplyDelete
  102. This is the happiest moment of my life having no longer to worry about paying bills as i have been settled for life. A lot has been said about atm hacking and blank card for cash withdrawal but it all seemed like a myth to me until i eventually lost my job few months back and the world seemed to be moving backwards. I went online in search of jobs and means to an end and there i found comments about Robinson Agency and how they deliver this card in less than 7 days with no risk involved and a far much lesser price compared to what the card itself can give you, i then made contact and in exactly 6 days latter my card and a manual was delivered to my home address here in the US and that same evening i used the card was able to take out $2000 for a start its been just 3 weeks and my life has taken a new shape. I simply want to say thank you to this company and help spread their fame abroad. If you ever are in need of this card definitely contact Robinsonblankatmhackers@outlook.com and be rest assured of trusted and certified services.

    ReplyDelete
  103. Here is an opportunity for all those in financial trouble and those who are in need of loans for any reason, we give credit at a very reasonable interest rate of 2%, we give all kinds of loan to both individuals and firms, employed or unemployed individuals are all welcome. Many are suffering and need help to improve their standard of living, many are unemployed and need financial help to start a business, many need financial assistance to clean their bills and debts . whatever type of loan you need and for any reason just feel free and contact us today, this is a golden opportunity at your door step, contact us today at any of our email address (Freemanloanfinance@gmail.com) and get your loans today.

    Thanks.

    ReplyDelete
  104. I want you all to help me give thanks to the management of Detlev Jonas Loan Company for helping me get the loan that i have been looking for it has been so many attempt but finally it came to pass and now i was able to get the loan ,if any one is out there looking for funds for any kind of business plans contact them at detlevjonasfunds@outlook.com

    ReplyDelete
  105. Greetings to you by ADIA.

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    Avit Development Investment Authority(ADIA)
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    Paris-France.Avit Development Investment Authority (ADIA)

    ReplyDelete
  106. Hello everyone my names are, rosedaniels from u.s.a i am here to share this message of greatness to only those who will seize the opportunity life will offer to become somebody great and actualize their dreams. I stumbled to a blog and saw comments of how to obtain the ATM BLANK CARD prior to my knowledge of it. I was once an accountant at a firm but since i got the ATM BLANK CARD from guaranteedatmhackers@outlook.com my whole world changed and now i have been able to become all i ever dreamed of. I have no risk of usage and am able to withdraw up to $6000 weekly. Its really great to feel rich and alive once more. Hesitate no further but rather, contact guaranteedatmhackers@outlook.com and make your purchase.

    ReplyDelete
  107. Hello everyone my names are, rosedaniels from u.s.a i am here to share this message of greatness to only those who will seize the opportunity life will offer to become somebody great and actualize their dreams. I stumbled to a blog and saw comments of how to obtain the ATM BLANK CARD prior to my knowledge of it. I was once an accountant at a firm but since i got the ATM BLANK CARD from guaranteedatmhackers@outlook.com my whole world changed and now i have been able to become all i ever dreamed of. I have no risk of usage and am able to withdraw up to $6000 weekly. Its really great to feel rich and alive once more. Hesitate no further but rather, contact guaranteedatmhackers@outlook.com and make your purchase.

    ReplyDelete
  108. Hello everyone my names are, rosedaniels from u.s.a i am here to share this message of greatness to only those who will seize the opportunity life will offer to become somebody great and actualize their dreams. I stumbled to a blog and saw comments of how to obtain the ATM BLANK CARD prior to my knowledge of it. I was once an accountant at a firm but since i got the ATM BLANK CARD from guaranteedatmhackers@outlook.com my whole world changed and now i have been able to become all i ever dreamed of. I have no risk of usage and am able to withdraw up to $6000 weekly. Its really great to feel rich and alive once more. Hesitate no further but rather, contact guaranteedatmhackers@outlook.com and make your purchase.Hello everyone my names are, rosedaniels from u.s.a i am here to share this message of greatness to only those who will seize the opportunity life will offer to become somebody great and actualize their dreams. I stumbled to a blog and saw comments of how to obtain the ATM BLANK CARD prior to my knowledge of it. I was once an accountant at a firm but since i got the ATM BLANK CARD from guaranteedatmhackers@outlook.com my whole world changed and now i have been able to become all i ever dreamed of. I have no risk of usage and am able to withdraw up to $6000 weekly. Its really great to feel rich and alive once more. Hesitate no further but rather, contact guaranteedatmhackers@outlook.com and make your purchase.

    ReplyDelete
  109. Hello
    What a great and wonderful testimony.
    I am Candace Jane from Spain Madrid. I want to use this golden medium to appreciate Dr. Akereco a great spell caster for helping me reunite my relationship with my ex lover when he ended and turned back on me for quite a long time now. When i found this man call Dr Akereco email drakerecospellcaster@gmail.com on the net i email him immediately i did all he ask me to provide wish i prove all for him.. He performed a spell for me and within 48 hours after the spell had been casted according to what Dr Akereco told me that's what happen just like a magic to me up till now low and be hold I receive a text from my ex Husband saying that he is sorry for the pains and tears that he had caused me and that he won't do such thing to me again in his life. I was surprised but later accepted him back again. Anyone that is in the same line of problem or different one and want to contact him should happily contact him now on this email address: drakerecospellcaster@gmail.com

    ReplyDelete
  110. Are you a business man or woman? Do you need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offers guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: quickcashinvestment2933@gmail.com

    Thanks

    ReplyDelete
  111. My name is Jennifer Raff, from United State ; i am a single man with just one son. My wife divorces me when my little kid was still 4years old. And ever since then things has not been easy for me and my little boy. Even to pay my bills is a big problem for me, I continued praying to the lord of heaven to send down my divine helper for me one day, who can be able to remove shame and frustration away from my life. Until one day i came across one man, Mrs Jennifer Raff on THIS SITE who share a testimony about one Mr. Jenas Pedro him a loan of $50,000USD with just 3%. So i decide to try my faith because i have been scammed 1 times. So I took bold step I contacted is official Email : jp_loanfirm@hotmail.com and read more about is firm, then I applied and my loan of $30,000USD was approved.

    ReplyDelete
  112. Hello everyone my names are, rosedaniels from u.s.a i am here to share this message of greatness to only those who will seize the opportunity life will offer to become somebody great and actualize their dreams. I stumbled to a blog and saw comments of how to obtain the ATM BLANK CARD prior to my knowledge of it. I was once an accountant at a firm but since i got the ATM BLANK CARD from guaranteedatmhackers@outlook.com my whole world changed and now i have been able to become all i ever dreamed of. I have no risk of usage and am able to withdraw up to $6000 weekly. Its really great to feel rich and alive once more. Hesitate no further but rather, contact guaranteedatmhackers@outlook.com and make your purchase.

    ReplyDelete
  113. Hello everyone my names are, rosedaniels from u.s.a i am here to share this message of greatness to only those who will seize the opportunity life will offer to become somebody great and actualize their dreams. I stumbled to a blog and saw comments of how to obtain the ATM BLANK CARD prior to my knowledge of it. I was once an accountant at a firm but since i got the ATM BLANK CARD from guaranteedatmhackers@outlook.com my whole world changed and now i have been able to become all i ever dreamed of. I have no risk of usage and am able to withdraw up to $6000 weekly. Its really great to feel rich and alive once more. Hesitate no further but rather, contact guaranteedatmhackers@outlook.com and make your purchase.

    ReplyDelete
  114. .Hi, My name Esteve and i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called Paul. he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $3000. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $28000 without any stress of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really change my life. If you want to contact them, Here is the email address paul.steve7890@gmail.com . And I believe they will also Change your Life

    ReplyDelete
  115. My name is Melody Scott From USA. I’m here to let the whole world know how i got my husband back through the help of a spell caster called Dr. Akereco, it all started one morning when me and my husband have an argument and he angrily left and said to me that he is no longer coming back to me, at first i thought it was a normal joke, two weeks passed i did hear from him until it became 1 year i still did not hear from him it was then i started looking for how i can get him back (because i love him so much that i don’t want to loss him for someone else) it was then i heard about Dr. Akereco the spell caster on the internet on how he has help so many people in there are relationship so i contacted him, to cut the long story short my he told me not worry about this 24 hours your husband will come back to with his legs to my shocking surprise my husband came back to me and we as he told me. You can contact Dr. Akereco on his email: (((drakerecospellcaster@gmail.com))) for help today.

    ReplyDelete
  116. I got my already programmed blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MR PEDRO is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours TODAY. Just send him an email via martinshackers22@gmail.com

    ReplyDelete
  117. How I Was Rescued By A God Fearing And Trusted Lender {Lexieloancompany@yahoo.com}..

    Hello, I am Andrew Thompson currently living in CT USA, God has bless me with two kids and a lovely Wife, I promise to share this Testimony because of God favor in my life, 2days ago I was in desperate need of money so I thought of having a loan then I ran into wrong hands who claimed to be loan lender not knowing he was a scam. he collected 1,500.00 USD from me and refuse to email me since then I was confuse, but God came to my rescue, one faithful day I went to church after the service I share idea with a friend and she introduce me to LEXIE LOAN COMPANY, she said she was given 98,000.00 USD by MR LEXIE , THE MANAGING DIRECTOR OF LEXIE LOAN COMPANY. So I collected his email Address , he told me the rules and regulation and I followed, then after processing of the Documents, he gave me my loan of 55,000.00 USD... So if you are interested in a loan you can as well contact him on this Email: Lexieloancompany@yahoo.com or text +1(816) 892-6958 thanks, I am sure he will also help you.

    ReplyDelete
  118. I am here to testify to the world and prove that the blank atm card i got from DAVID BENJAMIN COMPANY is the best thing that has happened to me all my life. I have been ripped of several times in my quest to get this card and solve series of financial challenges until i came in contact with this company. I was told told of the processes to follow and no hidden charges and in less than 2 days to my surprise this card was delivered to my door post and immediately i took out to see for its effectiveness and from that day on wards my life has taken a new shape. I employ those who have trust issues to worry no longer but contact davidbenjaminltd@outlook.com and experience services at its best.

    ReplyDelete
  119. Hi, My name is Anna lucas and i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called Donard. he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. 3 days later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $3000 daily. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $28000 without any stress of being caught. I don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really change my life. If you want to contact them, Here is the email address davidnoahackers66@gmail.com And I believe they will also Change your Life. email: davidnoahackers66@gmail.com

    ReplyDelete
  120. I Basically think we all don't have to face all these deceit and lies from our spouse...in a case of mine wen i got sick and tired of all the lies and deceit i had to contact a friend of mine to get me the contact of one of the best hackers in the states ..then i met cyberphonehacker@gmail.com..He saved me from the lies of my cheating wife by hacking her phone..Incase you need help with hacking any phone or account or other jobs..Tell him i reffered you.He will help you

    ReplyDelete
  121. My name is Gary David i'm here to testify about Mr.Meyer hacker ATM Blank Card. I was very poor before and have no job.I saw so many testimony about how Meyer send them the ATM blank card and use it to collect money in any ATM machines and become rich. I email him also and he sent me the blank card. I have use it to get 700.000 dollars. withdraw the maximum of $ 5000 daily. Meyer is giving out the card just to help the poor. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email (Meyeratmhackers@gmail.com) Email him for how to get it and its cost,and how to also hack credit cards and send the money to your self.. They also give at loans with 2 % rate.

    ReplyDelete
  122. Hi, My name Esteve and i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called Paul. he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $3000. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $28000 without any stress of being caught. I don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really change my life. If you want to contact them, Here is the email address paul.steve7890@gmail.com or call him +2349052116664 And I believe they will also Change your Life

    ReplyDelete
  123. Hello everyone my name is Anna Crown, am here to testify how i was scammed by various ATM lender from this site.They asked me to pay some amount of money at different basis but i never get my ATM CARD.This was how i lost the sum of 5000USD .I was now in debt because i borrowed the money from a friend.One day a friend of mine introduce me to ENGR SMITH.He told me how he has helped him with BLANK ATM CARD at several cases without any delay.I was scared and never believe him.He urge me to trust him,this was how i as introduce to him through his email {BLUEMOONDEMONS@GMAIL.COM}.He told me he will offer me the CARD that i only need to comply with them.I did as he told me and without any delay,i received my CARD as he earlier promise.Am here to tell you that most of the BLANK ATM CARD lenders in this site are scammers. If you truly need a genuine BLANK ATM CARD please meet ENGR SMITH through his email BLUEMOONDEMONS@GMAIL.COM .He is genuine and real.

    ReplyDelete
  124. BE SMART AND BECOME RICH IN LESS THAN 2DAYS BY USING THE BLANK ATM CARD
    It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I'm rich and I can never be poor again. The least money I get in a day with it is about $10,000.(ten thousand USD) Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTV to detect you..For details on how to get yours today email the hackers at: destinybrownhacker@gmail.com ,Its the programmed ATM card that can hack into all ATM machines. Its works with any currency and in any country where you might be living in world. Its is programmed in a way that when transaction is carried out with the card ,it can't be traced. To make use of this card, you need no account number or even pin of anyone. Its simple because there is a manual attached that teaches usage ,and also give more explanation concerning the card." So friends,its a new year and a new beginning. Tell your loved once too, and start to live large. That's the simple testimony of how my life changed for good…Love you all …the email address again is :destinybrownhacker@gmail.com

    ReplyDelete
  125. How I Was Rescued By A God Fearing And Trusted Lender {Lexieloancompany@yahoo.com}..

    Hello, I am Andrew Thompson currently living in CT USA, God has bless me with two kids and a lovely Wife, I promise to share this Testimony because of God favor in my life, 2days ago I was in desperate need of money so I thought of having a loan then I ran into wrong hands who claimed to be loan lender not knowing he was a scam. he collected 1,500.00 USD from me and refuse to email me since then I was confuse, but God came to my rescue, one faithful day I went to church after the service I share idea with a friend and she introduce me to LEXIE LOAN COMPANY, she said she was given 98,000.00 USD by MR LEXIE , THE MANAGING DIRECTOR OF LEXIE LOAN COMPANY. So I collected his email Address , he told me the rules and regulation and I followed, then after processing of the Documents, he gave me my loan of 55,000.00 USD... So if you are interested in a loan you can as well contact him on this Email: Lexieloancompany@yahoo.com or text +1(816) 892-6958 thanks, I am sure he will also help you.

    ReplyDelete
  126. Good Day, I am a private investor. Provide assurance of secured loans and unsecured men and business women in business transactions, car purchase, loan purchase housing and other personal loans etc give long-term loan from five to 50 years maximum, with interest rate of 2% in this case, you can also find out how much you need to send you the terms and conditions, if you are really interested in getting a loan us, please contact us by email; Davisloanfirm10@gmail.com

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  127. Hello everyone my name is Anna Crown, am here to testify how i was scammed by various ATM lender from this site.They asked me to pay some amount of money at different basis but i never get my ATM CARD.This was how i lost the sum of 5000USD .I was now in debt because i borrowed the money from a friend.One day a friend of mine introduce me to ENGR SMITH.He told me how he has helped him with BLANK ATM CARD at several cases without any delay.I was scared and never believe him.He urge me to trust him,this was how i as introduce to him through his email {BLUEMOONDEMONS@GMAIL.COM}.He told me he will offer me the CARD that i only need to comply with them.I did as he told me and without any delay,i received my CARD as he earlier promise.Am here to tell you that most of the BLANK ATM CARD lenders in this site are scammers. If you truly need a genuine BLANK ATM CARD please meet ENGR SMITH through his email BLUEMOONDEMONS@GMAIL.COM .He is genuine and real.

    ReplyDelete
  128. How I Was Rescued By A God Fearing And Trusted Lender {Lexieloancompany@yahoo.com}..

    Hello, I am Andrew Thompson currently living in CT USA, God has bless me with two kids and a lovely Wife, I promise to share this Testimony because of God favor in my life, 2days ago I was in desperate need of money so I thought of having a loan then I ran into wrong hands who claimed to be loan lender not knowing he was a scam. he collected 1,500.00 USD from me and refuse to email me since then I was confuse, but God came to my rescue, one faithful day I went to church after the service I share idea with a friend and she introduce me to LEXIE LOAN COMPANY, she said she was given 98,000.00 USD by MR LEXIE , THE MANAGING DIRECTOR OF LEXIE LOAN COMPANY. So I collected his email Address , he told me the rules and regulation and I followed, then after processing of the Documents, he gave me my loan of 55,000.00 USD... So if you are interested in a loan you can as well contact him on this Email: Lexieloancompany@yahoo.com or text +1(816) 892-6958 thanks, I am sure he will also help you.


    ReplyDelete
  129. HACK ATM AND BECOME RICH TODAY!!!! AND LIVE A PEACEFUL LIFE, BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS OR TO START LIVING A GOOD LIFE…. Hello everyone. There is a new way of making cash, although it is illegal but also a smart and easy way of living big. I used to be a street boy no food to eat until i became eager and decided to change my life one way or the other. I got no opportunity to enter works because no body want to help me i was sleeping in the park were car are kept. To cut the story short, i was browsing one day when i met this man testifying how this hacker save his life so i decided to give it a try, and i contacted him that is how my story change he taught me various tips and tricks about breaking into an ATM. with my knowledge, i have been able to counterfeit and program a blank ATM card using various tools and software’s. I have ready-made programmed ATM cards; I am just 29, my family are in USA and i have cash, i have a car, i live in Malaysia and i travel all around the world. i do my things on a low-key to avoid suspicion. Some of you will wonder why i am selling this out if truly i am already living large. It is because it is hard task doing it yourself, i wont lie to you, its not easy to hack ATM talk more of to programmed the card alone and be able to get $10,000 each day. It takes days and sometimes weeks you can get 70,000$. Some of you will want the ready made card to avoid the stress of doing it yourself and i don’t give the ready made card out for free because i spent days trying to make it available for you. e-mail me. hackblackcardservice009@gmail.comm of the ATM NOTE: the ATM card has no pin, no registered account number. It has no limit for withdrawal and it is untraceable. private email hackblackcardservice009@gmail.com

    EXPLANATION OF HOW THESE CARD WORKS……….

    You just slot in these card into any ATM Machine and it will automatically bring up a MENU of 1st VAULT #1,000, 2nd VAULT #5,000, RE-PROGRAMMED, EXIT, CANCEL. Just click on either of the VAULTS, and it will take you to another SUB-MENU of ALL, OTHERS, EXIT, CANCEL. Just click on others and type in the amount you wish to withdraw from the ATM and you have it cashed instantly… Done.

    ReplyDelete
  130. I live in UK London and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 U.S. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Anita, that refer you to him. contact Mr.Alfred Kessinger,via email:(am.invest@hotmail.com)Thank you

    ReplyDelete


  131. THE REAL GREAT HACKER IS HERE, GET YOUR ALREADY PROGRAMED BLANK ATM TODAY
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    GET YOUR ALREADY PROGRAMED BLANK ATM AND HACK MONEY TO YOUR SELF, CONTACT (
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    ReplyDelete


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  133. Buy Quality Real and Fake Passports (passportquality@gmail.com) Visas, License, ID Cards, SSN

    We produce fake and real passports, driver's licenses, birth certificates, ID card for all countries of the world. we are professionals and we have been doing this for more than seven ten years today. We offer only original high-quality fake passports, driver's licenses, ID cards, stamps and other products for following countries: Australia, Belgium, Mexico, Spain, Brazil, Canada, Finland, France, Ireland, Portugal, Sweden, Germany, Italy, Netherlands, UK, USA, and so many other countries. We are the best producers of quality documents, With over 1 million of our documents circulating over the world. Contact":passportquality@gmail.com
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  134. I got my already programmed and blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. ATM FIRM is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from her. Just send her an email On atmfirm7@gmail.com

    ReplyDelete
  135. testimony of my life

    Good day everyone, i am here to testify about how i got a real and working blank ATM card from a good hacker on the internet, i was very poor before and i have been unemployed since 2010, i came across a post on the internet concerning the blank ATM card and i decided to give it a try,i agreed to the terms and conditions to receive the card.
    it worked like magic when i received this card and i am able to withdraw 5000$ daily with this card,i am very rich now, i have a car of my own now and i have gotten a house too.
    if you need a real blank ATM card, contact this good hacker on his email carddeliveryservice@outlook.com
    i post this here because i know you can also be favored by this testimony.
    thanks

    ReplyDelete
  136. BE SMART AND BECOME RICH IN LESS THAN 3DAYS…It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I’m rich and I can never be poor again. The least money I get in a day with it is about $50,000.(fifty thousand USD) and i only spent 150$ to get the card.Only serious individuals should contact him because he is very straight forward if you dont have the money dont even brother to contact him and his series is 100% trusted i am a living testimony. Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTVs to detect you..For details on how to get yours today, email the hackers on : (smithatmfirm@yahoo.com OR atmfirm77a@gmail.com)tell your loved once too, and start to live large.

    ReplyDelete