Sunday, May 22, 2011

Think Global, Act Local, American Style

Via Christian P., the free-market solution to climate change:


Picture's from Vicksburg, Mississippi. The only thing that would make it better, is if there were a golf course in there.

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  1. you can play golf in that "lawn" ...

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  2. HA! You got dat right.

    Here's a whole photoshow of 9 home made levees.
    http://www.npr.org/blogs/pictureshow/2011/05/20/136495797/photos-come-high-water-homemade-levees-may-save-the-day

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    ReplyDelete
  3. It’s scientifically untenable to link the stochastic noise of a single Mississippi flood to global warming, as you ought to know. Instead of sneering at a farmer for trying to save his home—no, not his golf course—you might try considering the grave responsibility of left-green romantics for impeding progress on the climate front. Take your source, Christian Parenti. In his alarmist reporting on nuclear power, Parenti has been doing his level best to block the one technology that might actually halt climate change. (See his anti-nuke articles in the Nation on Fukushima, nuclear economics, “Zombie Nukes,” the tritium leaks at the Vermont Yankee nuclear plant, etc.) While he’s peddling a sensationalized book about global warming, he’s also calling for the closure of CO2-emissions-free nuclear power plants, which will be replaced by natural gas plants that each pump millions of tons of carbon dioxide into the atmosphere every year. Thanks for that, Christian—and thanks, Josh, for taking such a thoughtless approach to the great problem of the 21st century.

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    ReplyDelete
  4. @ W. Boisvert
    I think there are two problems with your reasonong:
    1) You take for granted that we cannot ever downsize our consumption of energy; for example, that we cannot use much slower but much less consuming cars, or even bikes.
    2) More importantly: you take for granted that, if we use nuclear energy, we can do without gas plants or other "worse" sources of energy; but in facts as long as there are no economic limits to the increase of the energy used (as in all energy becoming very expensive) all incentives are to increase the total consumption, so that we'll end to use BOTH nuclear plants and gas plants (and coal and oil etc.).

    ReplyDelete
  5. It’s scientifically untenable to link the stochastic noise of a single Mississippi flood to global warming

    Come now. It is literally true that we can't attribute a given flood to carbon emissions, but only in the same sense that we can't attribute a given case of lung cancer to smoking. What we do know is that global warming will lead to an increase in a variety of extreme weather events, including floods. And even if you could show that the frequency of Mississippi floods was not increased at all by global warming, it would still be the case that the responses we see to this flood, are informative about the responses we can expect to the future floods that climate change certainly will cause.

    On nuclear power, it happens that I agree with you, and disagree with Christian -- as I've told him on various occasions. (Comrades do sometimes disagree.) But I don't see what that has to do with this post. We need to support all kinds of approaches to reducing carbon emissions, including both technological solutions like nuclear power as well as social and economic reforms to reduce our energy; consumption; and we need to support forms of adaptation to climate change that are more collective and egalitarian than the build-your-own-damn-levee default of American capitalism. Because otherwise the adaptations to global warming may be even more destructive than the warming itself, as Tropic of Chaos powerfully shows.

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  7. @Random Lurker

    1) I’m certainly on board with conservation and efficiency, as long as we’re clear about what that requires. Compact fluorescents and Energy Star appliances won’t quite do it. Energy efficiency means just two things: no one drives cars and everyone lives in big apartment buildings instead of detached, heat-wasting houses. In essence, it means the Manhattanization of America: because Manhattanites live in apartment buildings in a city that’s dense enough to support walking and biking and subways, their carbon footprints are 75 percent smaller than the average American’s. I heartily endorse that socio-economic transformation. I’ve written on it, I live it, and I support a policy prescription for it: heavy and steadily increasing carbon taxes with a per-capita rebate.

    Unfortunately, the idea of conserving our way to sustainability won’t fly, because even Manhattanite efficiencies are not enough. America wastes a lot of energy, but poor countries don’t use nearly enough. Every ounce the developed world can conserve will be offset and then some by the desperate need for more power in Africa, Asia and Latin America. Add in population growth of three billion over the next fifty years, and there’s no getting around it: the world will use more energy in the future, not less. So even assuming the most severe conservation measures, the world will still need stupendous new supplies of clean energy. Then there’s the politics. I like Manhattanization, but most Americans despise the notion; they will die and kill and vote Republican to avoid it. (And not just heedless suburbanites; almost all greens believe that sustainability means living in a rural cabin and eating locally, even though that is the most wasteful, auto-dependent, land-squandering and environmentally destructive settlement pattern bar none.)

    2) There’s a lot of fissile energy in the world, and even more once we build utility-scale breeder reactors: orders of magnitude more energy than in our entire fossil fuel reserves. We can power the world for millenia on nukes.

    Voluntary austerity programs are simply not politically feasible. If austerity comes, it will come only after people have burned up every last ounce of fossil fuels. So to wean civilization off fossil fuels, we have to provide ample energy supplies from some other source. Nukes don’t demand austerity or civilizational upheaval or collective spiritual rebirth; they just plug into the existing power grid and churn out clean energy. By making sustainability palatable, they make it politically possible.

    Make no mistake: the world will eventually go nuclear. The only question is whether we do so before or after we’ve exhausted our fossil fuels and melted the ice caps.

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    ReplyDelete
  8. @ Josh:

    Your lung cancer analogy is off-base. Climate science is simply not precise enough to tell how global warming will effect weather patterns. (Except that it will melt the cryosphere.) There’s no way to tell whether GW will increase or decrease rainfall in the Mississippi basin, or leave it exactly the same. For all we know, GW may have prevented floods that would otherwise have occurred. Also, your interpretation of the photo as an example of America’s sink-or-swim individualism is inapt. Misguided as some of its measures may be, the Mississippi flood-control system is one of the great achievements in collective problem-solving of the age. The response to the current flood has featured resolute, though agonizing, trade-offs between greater and lesser public goods, for example in the breaching of some levees to flood farmland so as to protect cities. Yes, the farmer is trying to save his home on his own, but he’s doing so within an overall context of individual sacrifice for the public good. If only this really were the way the world approached climate change in general.

    No, we should not pursue every conceivable approach to solving GW, only the effective ones. Since nuclear power generates far more clean energy per dollar spent than do wind and solar, we should defund wind and solar and use the money to build nukes, instead. To do otherwise would be irresponsible.

    Parenti, whose book you advertise in the post, goes beyond even that level of irresponsibility to the really shocking extent of calling for the shuttering of existing nuclear power plants. While you are blaming capitalism for the ravages of climate change, you might at least mention that it is not capitalists who are insisting that we abolish the largest source of clean energy on the planet, but left romantics like Parenti. To add to the irony, Parenti, in his misleading writings on the economics of nuclear power, (See “Nuclear Dead End: It’s the Economics, Stupid” The Nation, 4/18/2011) loves to cite Wall Street analysts on the alleged inability of nukes to compete in the free market. (An egregiously deceptive claim.) I haven’t read his book; the blurb says he manages to pin “the iconic death of one man” in Kenya on global warming, which is sensationalist nonsense. But however destructive the fallout from global warming will be, Parenti bears a heavy responsibility for enabling it.
    willboisvert@aol.com

    ReplyDelete
  9. Bill, I agree with almost everything in your second comment. In particular, I agree that solutions to climate change need to appeal to interests -- not just our common interest in a habitable planet, but people's concrete self-interest as it's defined under capitalism, in a job, in the forms of consumption that we rely on for status and self-worth, and firms' interest in profit.

    The one thing about nuclear power I would push back on is that it's not just a technological question. The pattern of costs in the industry -- with a potentially very large, but uncertain liability cost late in the plant's life -- is not very well suited to private investment. The government's risk-bearing capacity is far greater than even the biggest utility's, so it doesn't really make sense for the government to be passing the tail risks of nuclear to the private sector -- or in other words, the subsidy required to encourage private development of nukes is likely to be very large relative to the cost of direct public investment. So I think it's wrong to blame greens for the stalling-out of the nuclear industry. It is, rather, a political culture that prefers private to public investment, no matter how large the practical advantages of the latter -- which, come to think of it, is kind of the point the picture was making in the first place.

    ReplyDelete
  10. On your third comment, I think you are seriously underestimating the state of the art in climate science. In fact, we can say quite a bit about changes in rainfall associated with global warming, which are absolutely increasing seasonal flooding in some areas (and drought in others.) For instance, here is a recent paper in Nature that finds that attributes the observed increase in heavy precipitation events to the effects of global warming:

    Given that atmospheric water-holding capacity is expected to increase roughly exponentially with temperature—and that atmospheric water content is increasing in accord with this theoretical expectation, it has been suggested that human-influenced global warming may be partly responsible for increases in heavy precipitation. ... Here we show that human-induced increases in greenhouse gases have contributed to the observed intensification of heavy precipitation events found over approximately two-thirds of data-covered parts of Northern Hemisphere land areas.

    ReplyDelete
  11. seems like that would fill up like a fishbowl if it got rained on...

    ReplyDelete
  12. I am very interested in this debate because in Italy, where I live, we are going to have a referendum next month about allowing/not allowing the building of nuclear power plants in Italy.
    I was pro-nuclear but now I have big doubts for those 4 reasons:
    1) Nuclear power is likely cleaner than fossil fuels but is not completely clean
    2) When the Italian government tought it could build nuclear power plants it redirected subsidies from cleaner energy sources (such as solar) to nukes. I fail to see how nukes are better than solar.
    3) If nukes were going to substitute fossil fuels, this would be an obvious enviromental advantage, but as I said in my previous comment, and as highlighted by point 2, there is no sign that nuclear would substitute dirtyer energyes, only that it would add to them
    4) Many people here in Italy sustain that nuclear is by now, less efficient in economic terms than other power sources like solar and wind.
    I would really appreciate comments on the 4 points above.

    ReplyDelete
  13. @random lurker

    The points you raise are important ones, and I will try to address them in a few days when time permits.

    willboisvert@aol.com

    ReplyDelete
  14. On flood pictures:

    The Nature article you reference looks interesting. Perhaps I overstated the imponderability of rainfall patterns. I note again that the picture you ran is of a Mississippi river ruled by vast public flood-control projects. It only exemplifies the ascendancy of private over public investment if we view it without context and understanding.
    willboisvert@aol.com

    ReplyDelete
  15. @Josh:

    Re greens and nuclear finances:

    You’re right that public financint lowers nuclear capital costs, although you got the details wrong. Big, incalculable liability costs do not come late in the plant’s life. Late life-nuke costs—mainly decommissioning and long-term waste storage—are modest and readily calculable. They are costed into operating revenues via payments into a decomissioning fund and a 0.1 cent / kwh tax that used to go to Yucca Mountain before Reid shut that down. In fact, late in their lives, after construction costs have been paid off, nukes tend to be trouble-free cash cows unless hit by epic tsunamis.

    The large, uncertain liabilities come early in the plant’s life, before it starts operating. There are problems with cost over-runs, especially with first-of-a-kind builds, and construction delays that extend the time before the mountain of borrowed capital can begin to be repaid out of operating revenues, with huge interest costs accruing.Some of this problem is due to a chaotic regulatory regime that changes design specifications during construction.

    Greens are indeed to blame for some of the problem. Green lawsuits add to costs, and slow construction; green political opposition also prompts state and local officials to intervene to delay or halt the build (in one case, to close a brand new plant after it was finished). These construction delays and cost overruns,very much influenced by green opposition, are a main reason for the large risk premium demanded by private investors.

    Greens have also fought hard to block quasi-public financing models that could reduce the financial risk and cost of nuclear builds. They have opposed government loan guarantees for new builds, which cost the government nothing unless the operator goes bankrupt, and are insured by hefty fees paid upfront by companies. More seriously, they have very successfully fought the use by public utilities of Construction Work In Progress financing for nuclear reactors, which allows utilities to charge rate-payers for current construction costs and thus by-pass expensive private capital markets. In the nuclear-economics article I referenced above, Parenti gets in a disparaging dig at CWIP financing by falsely insinuating that it is a blank check for unlimited cost over-runs with no oversight.

    So while greens demand exorbitant public financing for the trickle of energy wind and solar produce, they militantly and successfully oppose less costly schemes of public investment in nukes. That’s on top of green political opposition that has succeeded in banning nuclear outright in Australia, Austria, now Germany and Switzerland, some U. S. states, etc.
    willboisvert@aol.com

    ReplyDelete
  16. @ Josh: re greens and nuclear financing

    The large, uncertain liabilities come early in the plant’s life, before it starts operating. There are problems with cost over-runs, especially with first-of-a-kind builds, and construction delays that extend the time before the mountain of borrowed capital can begin to be repaid out of operating revenues, with huge interest costs accruing. Some of this problem is due to a chaotic regulatory regime that changes design specifications during construction.

    Greens are indeed to blame for some of the problem. Green lawsuits add to costs, and slow construction; green political opposition also prompts state and local officials to intervene to delay or halt the build (in one case, to close a brand new plant after it was finished). These construction delays and cost overruns,very much influenced by green opposition, are a main reason for the large risk premium demanded by private investors.

    Greens have also fought hard to block quasi-public financing models that could reduce the financial risk and cost of nuclear builds. They have opposed government loan guarantees for new builds, which cost the government nothing unless the operator goes bankrupt, and are insured by hefty fees paid upfront by companies. More seriously, they have very successfully fought the use by public utilities of Construction Work In Progress financing for nuclear reactors, which allows utilities to charge rate-payers for current construction costs and thus by-pass expensive private capital markets. In the nuclear-economics article I referenced above, Parenti gets in a disparaging dig at CWIP financing by falsely insinuating that it is a blank check for unlimited cost over-runs with no oversight.

    So while greens demand exorbitant public financing for the trickle of energy wind and solar produce, they militantly and successfully oppose less costly schemes of public investment in nukes. That’s on top of green political opposition that has succeeded in banning nuclear outright in Australia, Austria, now Germany and Switzerland, some U. S. states, etc.

    ReplyDelete
  17. I wasn't proposing public financing, actually, but direct public ownership. And the liabilities I had in mind were the costs associated with catastrophic failure. The point about front-end costs is important, too, and indeed, the case for public ownership of utilities in general is quite strong. The possibility of very large costs at the end of the plant's life seems more unique to nuclear power, and makes the case for public ownership there even stronger.

    Also, while I agree with you that nuclear power looks much more likely than wind (and even more so than solar) to be able to replace a substantial fraction of fossil fuel energy, there are enough uncertainties on both sides (higher than expected costs for nuclear, lower than expected for solar and wind) to make it worthwhile to support both, IMO. To suggest that there is a hard tradeoff between expanded use of nuclear power and development of other non-carbon energy sources is just perverse.

    ReplyDelete
  18. Random Lurker,

    It seems clear that electricity demand is sufficiently price-inelastic that an increase in supply from nuclear would certainly reduce use of power from other sources.

    The other point I would make -- both in response to you and to WB's latest -- is that the specific form of subsidy matters. In particular, there is a strong case for public ownership of utilities in general and nuclear power in particular. The very long-lived capital, the difficulty of creating genuine competition, the structure of costs, and the strategic importance of power to other industries mean that regulated monopolies and public ownership are almost the only viable options. Liberalization, as we've seen over the past two decades, practically guarantees disinvestment, technological stagnation, and wildly fluctuating prices. I'm far from an expert, but I did happen to do some reading in this area for a project I was working on recently.

    For instance, Sterlacchini (2010) finds that R&D spending at private and privatized utilities has fallen by 60-70% since 1990, while R&D at public utilities has been roughly stable. Lonborg (2005) draws the same conclusion from a study of Danish utilities, finding that public ownership favors higher levels of investment and R&D. "The arguments [against public ownership] of the property rights theory have no relevance to the utility sectors in Denmark." Cambini and Rondi (2009) point out that it is very hard to devise a regulatory structure that encourages regulated-monopoly utilities to invest in efficiency; as for the supposed advantages of private ownership, they find that "although theory predicts that private ownership boosts investment incentives, we found no empirical evidence for this within the European energy industry." And Thomas (2010), looking specifically at nuclear power in the context of the liberalization and privatization of British utilities, points out that "nuclear facilities had to be excluded from the reforms because their risks and very high fixed capital meant that private investors were unwilling to operate them in a competitive market.

    ReplyDelete
  19. ... one implication being, again, that it isn't the mostly powerless greens who are the main obstacle to nuclear power. It's neoliberalism.

    ReplyDelete
  20. @ Josh:

    Potential catastrophic costs are not a significant element of high nuclear risk premiums in the United States. The Price-Anderson Act indemnifies nuclear plants against catastrophic costs above a $300 million insurance fund per plant and an additional $11 billion industry-wide self-insurance pool funded out of operating revenue. (These self-insurance pools have never been exhausted.) It’s the upfront costs that matter, and the potential competition from gas, (not renewables).

    You write:

    “To suggest that there is a hard tradeoff between expanded use of nuclear power and development of other non-carbon energy sources is just perverse.”

    Kindly tell that to Parenti. In his nuclear economics article he cites a study purporting to show precisely that, which further argues that we must therefore ban nuclear because it crowds out renewables by being cheaper. Also, your statement is politically naïve: The pot of money for non-carbon energy is a finite one, and it’s divvying up is inevitably viewed as a zero-sum game. Given the imperative to act now, it’s crucial to make hard-headed decisions about which technology gives the most clean energy for the least money.

    You don’t cite any cost figures to justify your uncertainty about which way to go. Here are two: Contracted price of electricity from the proposed Massachusetts Bay off-shore wind farm: 18 cents per kilowatt hour, subsidized. Although quadruple the going whole-sale price for juice, it was agreed to because of a Massachussets law requiring the purchase of renewable energy by utilities. Price of electricity offered this year by the Vermont Yankee nuclear power plant, which Parenti wants to shut down: 4.9 cents per kilowatt hour, unsubsidized. That last was rejected, even though it is below market rates, because the utilities assumed that, indeed, greens will succeed in shutting down Vermont Yankee, as Vermont’s governor, under green pressure, has vowed to do.
    willboisvert@aol.com

    ReplyDelete
  21. Nuclear is not sustainable on a long-term basis. It requires an in-ground fuel just as other fossils. Yes, you can use breeders or thorium reactors to extend the lifetime of nuclear energy, but there will hardly be a day where the sun doesn't exist or the wind stops blowing for good.

    Nuclear is only "renewable" on a shorter human timescale of a few hundred years at best. There are those of us who question the total replacement of one limited source of energy with another limited source of energy.

    ReplyDelete
  22. @ Tim:

    Your estimate of fissile reserves is a bit pessimistic. Current reserves of about 6 million tons of profitably extractable uranium will last 80 years at current levels of use; much more could be profitably mined at a higher uranium price. With Breeder technology, which turns the 99.3% of uranium that is non-fissile U238 into fissile Plutonium-239, we can increase fissile reserves by a factor of 60 or more. Assuming a 20-fold increase in reactors for a comprehensive nuclearization of the energy supply, that gives us about 300 years of power just from current "economically recoverable" uranium stocks. We could certainly get more uranium from currently unprofitable low-grade ores (uranium is just too cheap right now to make prospecting much worth it)and other sources like seawater, which contains 5 billion tons of uranium that is technically extractable, though at a high price. Then there's thorium, which is 3 times as abundant as uranium and can be used to fuel thorium breeders. (Breeder reactors still have some kinks, but working prototypes have been built, some at utility scale.)So it's realistic to project that fissile reserves can power civilization for thousands of years and probably much longer. But, yes, after that we'll have to go back to burning coal. (Unless we mine the asteroids....)

    The renewable dream of surfing unlimited diffuse power fields is wrong-headed. It takes money, material and more energy to reverse entropy and concentrate these diffuse power streams into usable forms of energy, especially if they are chaotically intermittent like the sun and the wind are. It is much cheaper and more efficient to scavenge the nuggets of concentrated energy that Nature has seeded throughout the universe. When, after eons, we exhaust local reserves, we will fly further afield to find them and so, like restless magpies, o'erspread the galaxy. As the sun darkens and the wind stills, we will be out there, searching.

    willboisvert@aol.com

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  41. We have offers such as BG via mt760, mt103 one way,mt103/202 CASH TRANSFER, LC via mt700, mt799, Euro Clear, Certified Bank Draft, Loan, Project Funding, Credit Card Loading, POS TERMINAL offline and online. We are ready to work with you depending the offers you are Interested on.We Want Reliable Client not time Wasters. We FINANCE PROJECTS, We also Monetize BG, SBLC. We are tested and trusted. There are oil blocks for sell in Nigeria.I also, have connection with NNPC incase you need Crude Oil.For further communication here is my Skype ID jamesclark0073, Email:jamesclark0007@gmail.com

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  42. Hello Everybody,
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  43. Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? All you have to do is to contact us for more information on how to get started and get the loan you desire. This offer is open to all that will be able to repay back in due time. Note-that repayment time frame is negotiable and at interest rate of 3% just email us (urgentloan22@gmail.com)

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  44. Hello Everybody,
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  45. Do you need a loan to clear your debts,for other financial purpose,then email Mr pero today via: peterpero60@gmail.com I got mine from them

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  47. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:{urgentloan22@gmail.com} Thank you.

    ReplyDelete
  48. Are you suffering financially or do you need an urgent cash to pay your bills? And you want to take the risk of transforming your own life. Try and get your ATM blank card today and be among the lucky one's who are benefiting from this card. This ATM card is set capable of hacking into any ATM machines anywhere in the world. I have to know about this blank ATM card when I was looking for work online about a month ago. It has really changed my life forever and now I can say I'm rich because I am a living testimony. The less money I get in a day with this card is €20,000. Even now and then keep pumping money into my account. Although the card is illegal but there is no risk of being caught. It is programmed in such a way that it cannot be tracked and also has a technique that makes it impossible for the CCTV camera to detect you when using it. For details on how to get yours today contact cliffordhackerspays@gmail.com

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  49. Are you having one or two difficulties from other financial instrument lender? I want you to take a chance with us you will never regret doing business deal with our firm.We have direct and efficient providers.

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    ReplyDelete
  50. Hi, My name is JASON GREY and i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called CARL . he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions.. Four days later I received my card and tried with the closest ATM machine close to me, to my greatest surprise It worked like magic. I was able towithdraw up to $3000 . This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $48000 without any stress of being caught. there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate because it have been programmed with various tools and software. it also has a technique that makes it impossible for the CCTV to detect you i don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really change my life. If you want to contact them, Here is the email address (atmcardservice41@gmail.com) And I believe they will also Change your Life.

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  51. If you need to hack into any database, delete records, improve credit score,website, email, mobile phone (call, text message, Whatsapp, bbm), social network (fbk, twitter, Instagram) change your grades, find your target password (friends, wife, husband, boss, girl, boy friends) to know if they are cheating or not. ( he saved my relationship Tell him Linda ) Very cheap and Fast
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  52. I want to thank Mrs OMON of : atmmachine581@gmail.com
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    ReplyDelete
  53. Hello Guys

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  54. Are you having one or two difficulties from other financial instrument lender? I want you to take a chance with us you will never regret doing business deal with our firm.We have direct and efficient providers.

    I am the sole (Direct) mandate to several genuine efficient providers for lease/sales BG/ SBLC and other financial instruments, at reasonable prices, Issuance by top AAA rated Bank in Europe.Presently, we focus on BG/SBLC for Lease and Sale transactions, However, our Lease BG/SBLC is 6+2% and Sale at 32+2%.

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    Robert Francis,
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    ReplyDelete
  55. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

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    ReplyDelete
  56. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

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    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

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    ReplyDelete
  57. We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

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    Age: One Year, One Day
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    Delivery: Bank to Bank SWIFT.
    Payment: MT-760.
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    Email : lintel.financialservicesplc@gmail.com

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    ReplyDelete
  58. WE AT THE WINONA MILLARAY LOAN FOUNDATION IS CURRENTLY CONDUCTING AN END OF THE YWAR GIVE AWAY BONONAZA PACKAGE TO ALL OUR CLIENTS BOTH OLD AND NEW THAT ARE CURRENTLY LOOKING TO GET A NO UPFRON FEE LOAN FOR THIS SEASON AS IT IS JUST %2 PERCENT GUARANTEED LOAN ORDER .


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    Signed By ,

    The Company Management .

    ReplyDelete

  59. THIS END OF YEAR BONANZA FROM THE AMEIR MILLER LOAN AGENCY IS SO REAL .

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    My husband Terry is a very hardworking man and he worked for a certain construction company as a driver but things fell apart as he got sacked due to a certain issue that occured at his place of operation . he was home for 6 months and my job could not only put food on our table and also pay the tuition fees of our kids . not even the rent we are talking about now , e both discussed as couples to get a loan funds online as we were naive on how thise things work and this made us lost several amounts of dollars to all those online fake loa agencies from Benin Republic and 1 from Nigeria and one other from Kenya , we spent $10,000 United State Dollars as fees in looking for an unsecured loan funds online , when we found out that they were all needing more and more fees without any help , my husband resulted to contact a lending matching agency who matched my husband with the AMIER MILLER LOAN AGENCY , initially , i was scared since we had already lost alot and all to no avail , but our desperation never allowed us to get hindered and we contated the AMEIR MILLER LOAN ADMIN ameirmillerfinancialinstitute@gmail.com , ameirmillerclassicloaninstitute@yahoo.com . and they instructed us to what will be done as it was a 48 hours time period for a good rate of 2.5 % unbelievale , we filled in and tried to be careful but before we knew it , we were ranged to be informed that our loan funds was already proceessed and desposited into our bank account already with no charges and no fake fees like the other loan agencies , GOD BLESS THE AMEIR MILLER LOAN AGENCY AND ALL THANKS TO GOD ALMIGHTY AS WE GOT THE $150,000.000 United State Dollars without been scammed or delayed , incase you want to also reach them , you can text them up at +1 252-585-5014 ameirmillerapprovedloans@usa.com , ameirmillerfinancialinstitute@gmail.com , ameirmillerclassicloaninstitute@yahoo.com

    ReplyDelete
  60. How To Get Urgent Blank Atm Card....for years now i have been so poor, frustrated and heart broken.
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    thanks

    ReplyDelete
  61. How To Get Urgent Blank Atm Card....for years now i have been so poor, frustrated and heart broken.
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    thanks

    ReplyDelete
  62. Dear sir,
    We are project funder with our cutting edge and group capital fund we can finance your signatory projects and help you to enhance your business plan, our financial instrument can be used for purchase of good from any manufacturer irrespective of location. We specialized in BG, SBLC, MTN, CD,LC , Non collateral loan, confirmable Bank Draft and other financial assistance from AAA rated bank (Prime Bank). The financial instrument can be invested into High Yield Trading Program or Private Placement Programme (PPP). Please see our instrument description and leasing procedure as follow.

    DESCRIPTION OF INSTRUMENT:
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    2. Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 10B{Maximum}
    3. Issuing Bank: AAA Rated Bank (Prime Bank).
    4. Age: One Year and One Day
    5. Leasing Price: 3.0% + 1% Broker commission
    6. Delivery: S.W.I.F.T MT-760
    7. Payment: MT103 (TT/WT)
    8. Hard Copy: Bonded Courier Service

    We specialize in Bank Guarantee lease and sales, there are two types of bank guarantee which are Direct Bank Guarantee and Indirect Bank Guarantee. Its used as Bid Bond, Payment Guarantees, Letter of Indemnity, Guarantee Securing Credit Line, Advance Payment Guarantees, Performance Bond Guarantee E.T.C.Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.


    Thank you
    Mr Khan Asad Ali
    Email:bgmandate.asad@gmail.com
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    ReplyDelete
  63. How To Get Urgent Blank Atm Card....for years now i have been so poor, frustrated and heart broken.
    i lost my Job and nobody was even ready to assist me, but so lucky for me i got a blank ATM card from a professional hacker, i thought this card wont work like the others, but i just gave it a try and it worked pretty cool like magic,and i am able to withdraw enough money with this blank ATM card without any blockage.
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    ReplyDelete


  64. HURRAY !! THE AMEIR MILLER LOAN AGENCY END OF YEAR BONANAZA IS HERE AGAIN !!!!

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    Warm Regards,

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    Director of General Operations .Director of General Operations .

    ReplyDelete


  65. HURRAY !! THE AMEIR MILLER LOAN AGENCY END OF YEAR BONANAZA IS HERE AGAIN !!!!

    DO YOU NEED AN URGENT LOAN FROM A LEGIT LOAN AGENCY WITH NO UPFRONT FEE FOR THIS FESIVE SEAONS ?HAVE YOU BEEN SCAMMED BEFORE BY VARIOUS FAKE ONLINE LENDERS? DO YOU NEED A LENDER WITH THE FEAR OF GOD AND ACCURATE EXPERTISE TO HANDLE YOUR FINANCIAL WORRIES ? IF YES , YOUR ANSWER COMES NOW !

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    ReplyDelete
  67. Hello, I am Ainah Ann, I am currently living in Indonesia. I am almost fed up with life a few months ago because I needed money to pay my bills, and because of my circumstances, I really wanted to get the funds to pay my bills already spent and finance my business. All my efforts to get a loan from a private company and this is absolutely futile.

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  74. Hello everyone i just want to share my experience with you all. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. They are really good at what they are doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist.
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  78. What an incredible story in my life, I am Mrs Wilecia Berbana ,currently living in New York City, USA. I am a widow at the moment with three kids and i was stuck in a financial situation. Last two months i needed to refinance and pay my bills and some others serious debt. I was looking for a loan of $ 650,000.00 USD then I apply for a loan in one of the on-line loan company where i was scam about $3,800,00 usd in lending in the UK, but when I put the complain my good friend told me that the only place to get a loan on-line is CONSUMER LOAN FIRM the company is 100% guarantee that if I apply in a business loan I am to get the loan without any delay in the transaction, so i did, with a great fear in my heart not to loose money for the second time. My brothers and sister i want to let you know that there are still good people in the world we can trust and have faith on. With the advice of my friend in which I ask the company for a loan last week and to my greatest surprise i just got my loan yesterday. My hope and trust was all gone but now i new there are real loan firm we can trust. Am using this opportunity to inform you all that if you are in need of a loan, do not go else where so sick for a loan. i have found a real loan lender that can help you because he told me that the success of the societies is his pride i want you to sick for a loan in CONSUMER LOAN FIRM. Here are the company email: consumerloanfirm@gmail.com And i promise you that your life will never remain the same again, I will be waiting to hear your own testimony. Mrs Wilecia Berbana

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  79. Hello everyone i just want to share my experience with you all. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. They are really good at what they are doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist.
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    And I believe they will also change your life too.
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    ReplyDelete
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  81. I got my already programmed and blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MR Christopher is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from him. Just send him an email On blankatmcard661@gmail.com

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  87. Hello Guys,Celebrate this Christmas Season with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

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  88. Hello Guys,Celebrate this Christmas Season with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

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  89. Hello Guys,Celebrate this Christmas Season with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

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  96. Do you need a genuine loan to pay off your bills,startup a business or any kind of loan, contact Mr Angga Diman on email: anggadiman1@gmail.com

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  97. good day general public clara cyber tech (clara .cybertech @ outlook . com)has removed shame and disgrace from my face,i was so down financially i could not provide for my family,my kids were sick i cant take them to hospital because i don't have money my wife and i will be quarreling at home every thing was down on me and i have no where to go no brother no sister to meet for help,i was so devastated all my day was full of pain,i was actually looking for where to get a loan i have contacted many loan company but all was no avail and i don't know what to do until a friend of mine tell some thing i don't believe it actually exist,he said there is a card called, BLANK ATM CARD, which can be use to hack ATM machine i never believe this because ATM is not an easy thing to hack so he introduce me to this company called CLARA CYBER TECH he told me that is where he got his card from because to think of it he was very poor more than as i am before, but now the things he bought the types of cloth he wore i was beginning to be thinking if he went to do ritual because he look so rich and have every thing at his disposal.
    so when i contacted the company i was told to summit my details for my card to be process and i did,and i was ask again to send my address where the card will be ship to i did,after that they said i will pay some little amount just to test me if i am really serious about getting the card so they give me two option if i will pay the full amount or go for the advance payment, i went to tell my friend that look at what happen he told me that i should not be afraid that he was still ask to do the same,okay,due to i am scared i pay the advance fee to my greatest surprise i got my card within (3) business days exactly as they advertised and what my friend told me.right now i am fully a man because my wife and my children are living fine,i pray may God continue to bless them so they can help people more,i write this article just to show my feelings and to let the world know how i have been help by this company,if you have any questions to ask me here is my email address...benjaminclay0992 @ gmail.com...you can also visit their page on facebook...(Clara world of ATM cyber technology) please no body should edit this and repost it,thank you i am Benjamin clay

    ReplyDelete
  98. BETTERMENT FUNDING {bettermentfunding@gmail.com}
    Hi everyone, i am Alexis Ohanian am so glade coming back to this great forum to testify about the help i received from Chester Brian. I was in desperate need of a loan in other to be free from debt and financial bondage that was place on me by my ex husband. It was really bad that i have to seek for help from Friends,family and even my bank but on one could assist me because my credit score was really bad. So i was browsing with my computer and saw some testimonies from people Chester Brian assisted with a loan, then i decided to contact him on his email {bettermentfunding@gmail.com}, then i received a mail from them and i did all that was asked from me. To my greatest surprise they transferred to my account the loan i requested and now i am so happy clearing my debt and have also started a business with the remaining amount to take care of myself and family. If you need a loan do contact the best loan lender of all time Chester Brian on his email: {bettermentfunding@gmail.com}

    ReplyDelete
  99. How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

    Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: (913) 274-9127

    ReplyDelete
  100. BEST OFFER BG/SBLC FOR LEASE OR SALE


    We are Ireland based Major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale. We are one of the leading financial instrument providers with offices all over Europe we always deliver on time and precision as set forth in the agreement.
    You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+2%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.
    If you have need for Corporate loans, International project funding, etc, or if you have a client that requires funding for his/her project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
    Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
    Name : Ken Murphy
    E-mail : kenmurphy231@gmail.com
    Skype id : kenmurphy231@gmail.com

    ReplyDelete
  101. Hello Every One, I am Robbort Bassler From Ohio U.S.A, I quickly want to use this medium to shear a testimony on how God directed me to a Legit and real loan lender who have transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of $9,800 i became so desperate in getting a loan from a legit loan lender online who will not add to my pains, then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion she told me about a woman called Mrs Christina Rojas who is the C.E.O of Happiness Loan Firm So i applied for a loan sum of (750,000.00USD) with low interest rate of 3%, so the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than two(2) days the loan was deposited into my bank so i want to advice everyone in need of a loan to quickly contact him via: Email: (Happinessloanfirm2478@hotmail.com) he does not know am doing this i pray that God will bless him for the good thing he has done in my life.

    ReplyDelete
  102. Hello viewers all over the world, There is good news for you all today get your Blank ATM card that works in all ATM machines all over the world. We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all interested buyers worldwide, the card has a daily withdrawal limit of $5,000 Dollars on ATM Machine and up to $55,000 Dollars spending limit in stores depending on the kind of card you order for and the amounts of money you need in the ATM CARD. We also offer financial assistance and also if you are in need of any other cyber hack services, we are here for you anytime, any day. email us at our Email Address: sarkpayahackers@gmail.com

    Regards
    Sarkpaya Gokhan
    C.E.O.
    SARKPAYA WOLRDWIDE HACKERS
    Email sarkpayahackers@gmail.com
    Phone Number: +1 (512)456-8948
    Motto: We offer the fastest and reliable services

    ReplyDelete
  103. Hello everyone, My name is janice albert, I am from the Alabama, United State, am here to testify of how i got my loan from Mr JOHN WILLIAMS Loan Company{ ( johnloanfirm2@gmail.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr JOHN WILLIAMS Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr JOHN WILLIAMS, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr JOHN WILLIAMS Loan Company, his caring and understanding. don't know if you aare in need of an urgent loan also or want funding for your projects, So feel free to contact Mr JOHN WILLIAMS Loan Company his email address is ( johnloanfirm2@gmail.com)

    ReplyDelete
  104. I GOT MY PROGRAMMED BLANK ATM CARD TO WITHDRAW A MAXIMUM OF $5000 DAILY.
    I AM SO EXCITED BECAUSE I ORDERED AND PAID FOR DELIVERY, DIDN'T GET SCAMMED, AND I NOW OWN MY HOME,
    MY BUSINESS HAS GROWN BIGGER.
    GEORG BEDNORZ (georgbednorzhackers@gmail.com) IS THE NAME OF THIS USA HACKER THAT GAVE ME THE CARD
    AND ALSO HE IS OFFERING ALL KINDS OF LOAN WITH ONLY 2% INTEREST RATE.

    ReplyDelete
  105. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

    We have provided over $1 Billion in business loans to over 17,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don't know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Nolan Grey-son Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (dr.nolangreysonloans@gmail.com)

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    ReplyDelete
  106. I got my already programmed and blanked ATM card to withdraw the maximum of $10,000 daily for a maximum of 30 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MR Christopher is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from him. Just send him an email On blankatmcard661@gmail.com

    ReplyDelete
  107. ROTARY LOAN COMPANY DUBAI BRANCH

    Do you need an urgent loan to solve your financial needs,we provide loan ranging from $ 2,000.00 to $ 100,000.00 Max, we are reliable, efficient and dynamic, with 100% guaranteed loan also it gives (euros, pounds and dollars .) the interest rate applicable to all loans is (3%) .If you are interested in taking a loan,feel free to contact us today,we promise to offer you the best services ever. (Rotaryloanfirm@gmail.com)

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    ReplyDelete
  108. How To Get Urgent Blank Atm Card
    We provide services for anyone on how to use the blank ATM cards we have created to hack into any ATM machine around the world without being traced. get blank ATM Programmed card and cash money directly in any ATM machine around you. there is no risk of being caught, because the card has been programmed in such a way that it’s not traceable, it also has a technique that makes it impossible for the CCTV to detect you, this blank ATM cards are not for free, they are bought from us and shipped to your location.
    We deal with serious people who want this Card.
    Email : johnsiphas@gmail.com

    ReplyDelete
  109. Life indeed is GRACE, I'am Daan Sophia currently in California USA. I would like to share my experience with you guys on how I got a loan of $185,000.00 USD to clear my bank draft and start up a new business. It all started when i lost my home and belongings due to the bank draft I took to offset some bills and some personal needs. I became so desperate and began to seek for funds at all means. Luckily for me I heard a colleague of mine talking about this company, I got interested although i was scared of being scammed, I was compelled by my situation and had no choice than to seek advise from my friend regarding this very company and was given their contact number, getting intouch with them really made me skeptical due to my past experience with online lenders, little did i know this very Company "PROGRESSIVE LOAN INC. was a godsent to me and my family and the entire Internet World, this company has been of great help to me and some of my colleague and today am a proud owner of well organized business and responsibilities are well handled all thanks to Josef Lewis of (progresiveloan@yahoo.com).. So if really you are genuinely in need of a loan either to expand or start up your own business or in any form of financial difficulty, i advise you give Mr Josef Lewis of Progressive loan the opportunity of financial upliftment in your life Email: progresiveloan@yahoo.com OR Call/Text +1(603) 786-7565 and not fall victim of online scam in the name of getting a loan. thanks


    ReplyDelete
  110. Dear Sir,

    We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffeur driven offers.

    We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760,
    Description OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG/SBLC)
    2. Total Face Value: Eur/USD 5M MIN and Eur/USD 10B MAX (Ten Billion EURO/USD).
    3. Issuing Bank: HSBC Bank London, Barclay's bank London,Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking days.

    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me.


    Regards,
    kelvin Brigth
    Skype: kelvinbrigth84@gmail.com
    Email: kelvinbrigth84@gmail.com
    Phone: +447031956543

    ReplyDelete

  111. PLEASE READ!!!! PLEASE READ!!!! PLEASE READ!!!! PLEASE READ!!!!

    Hey Guys!!!Am so happy I got mine from Mike Fisher. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $14,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Mike Fisher because i met two people before her and they took my money not knowing that they were scams. But am happy now. Mike Fisher sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to Mike Fisher because she changed my story all of a sudden . The card works in all countries except, Mali and Nigeria. Mike Fisher email address is atmhacker243@yahoo.com
    WhatsApp +1 (512) 975-3897

    ReplyDelete
  112. LEARN AND GET SOMETHING NEW INSTEAD OF GETTING A LOAN.

    Get up to $50,000 USD minimum every week,minimum withdrawal of $5000 every day!
    See how it works.
    Do you know you can hack into any ATM machine with a hacked ATM card??

    Yes it is very possible,so many people have used this system to solve all their financial challenges so do not be left out

    I’m a professional in all kinds of hacking
    services, which leads me into giving out a blank ATM card to all individuals & serious minded people only. I hack, clone ATM cards worth’s the total sum of $500,000.00 United States Dollars, with this card you can withdraw the sum of $5000 as daily limit till you cash out the sum total said sum & this cards has been cloned,programmed & hacked in the manner that you’ll never be caught or detected during usage. For more info, kindly email me:accesspeedblankatm@gmail.com

    ReplyDelete

  113. CONTACT PROSPER LOAN AND BE FOREVER PROSPEROUS :- prosperloanplc@gmail.com or call +1(205) 224-8709 .

    Greetings to everyone, Life they say is full of deceit. No torture and pain can be compare to what i Theresa L. Bernard experience in the hands of scammers, I trusted the words of those fake loan lenders without verifying, I lost more than $12,500 in the quest of obtaining a loan i sold my car defaulted in my bills but i keep on falling victim my life has been piece of trash full of mess. My kids dropped out of school, My bank denied me credit because my credit score was down already. Until last week a very close friend told me that she got a loan from PROSPER LOAN PLC that i should also give it a try. Not having an option I contacted them with a heart full of sorrow and skepticism i shyly follow their procedures comply to their policy, I was waiting for the bad news like every other loan company i contacted gave me then i receive a credit alert that my bank account has been credited with $250,000 which i initially applied for instantly tears of joy roll out of my eyes because I never believe it will come through. Whenever you are in need of any kind of loan don't be a prey and contact the one true loan company via their information. Email: prosperloanplc@gmail.com or Call +1(205) 224-8709. And receive your financial breakthrough.

    ReplyDelete
  114. Attention! Attention!! Attention!!!,

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    Do you need an urgent financial credit Very fast and direct transfer to your bank account * Repayment starts Six months after you get your Loan in your bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *.Email : bdsfn.com@gmail.com
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    Emaill: anatiliatextileltd@gmail.com
    Mrs.Emilia Fedorcakova

    ReplyDelete
  115. I was searching for loan to sort out my bills & debts, then I saw comments about Premier Lending Company. I doubted thus but decided to give it a try by contacting there email website https://tinyurl.com/ybbac5ly they responded with their loan terms and conditions on how it works. i'was assured that the loan $50, 000 instant will be credited into my account so I applied for a loan & paid the processing fee to obtain the loan. 72 hrs later, I was shock to see that my account has been credited} I got my mortgage and I paid for my husband surgery and thank God today is good and he can walk now and is working and the burden is no longer so much on me more and we can feed well and my family is happy today, I said to myself that I will mourn aloud in the world of the wonders of God to me through Premier Lending Company I advise anyone in genuine and serious need of finance should contact the on there website https://tinyurl.com/ybbac5ly for more info on how to obtain a loan from them.

    ReplyDelete
  116. hello i am Hanna i just want to testify on how i got a blank master card from Mr Donald , a man whom has help the poor and today i am happy that i was able to get my blank card from Mr Donald, inside this Master card it loaded up with up a sum of 50,000USD and you will be withdrawing with this credit card each day 5,000USD daily, just contact Mr Donald because he has help many people, and i came here on the forum to testify to my great people and now i am getting a fund of 5,000USD daily because this card was issued to me by Mr Donald and it is a blank card, you can pay or pay anything online with this blank Master card it has really help many people a lot, contact email {atmmachine2200@gmail.com} or contact his agent on Whatsapp {+2348110163112} and you will surely get a blank card from my Donald like me now i am happy because all my problems are over now that i have this MasterCard with me and i have up till 50,000 dollars, to with before the end of next year January and i have already started paying my debt and solve all my problems with this blank Master card i have from Mr Donald today.

    HANNA

    ReplyDelete
  117. hello i am Mr Morris, i just came on the site to reference on how i got a blank ATM card, last week i have already get my blank card from this mid-first bank ATM this card was loaded up with the sum of $100,000 dollars, and inside this blank card from the Mid First bank of American i have solved and pay off my debt, because i Mr Morris i am successful on this blank card today for the Mid First bank of American, contact email (midfirstbankatm@gmail.com) and you can also add up the agent on Whasatpp number below +2348108354857 i am so happy now and i always want people whom are suffereing to also have part of this freedom of financial crisis so please contact the Mid First bank email for you to apply for a card today.

    MR MORRIS

    ReplyDelete
  118. FINANCIAL BREAKTHROUGH

    Life indeed is GRACE, I'am Daan Sophia currently in California USA. I would like to share my experience with you guys on how I got a loan of $185,000.00 USD to clear my bank draft and start up a new business. It all started when i lost my home and belongings due to the bank draft I took to offset some bills and some personal needs. I became so desperate and began to seek for funds at all means. Luckily for me I heard a colleague of mine talking about this company, I got interested although i was scared of being scammed, I was compelled by my situation and had no choice than to seek advise from my friend regarding this very company and was given their contact number, getting intouch with them really made me skeptical due to my past experience with online lenders, little did i know this very Company "PROGRESSIVE LOAN INC. was a godsent to me and my family and the entire Internet World, this company has been of great help to me and some of my colleague and today am a proud owner of well organized business and responsibilities are well handled all thanks to Josef Lewis of (progresiveloan@yahoo.com).. So if really you are genuinely in need of a loan either to expand or start up your own business or in any form of financial difficulty, i advise you give Mr Josef Lewis of Progressive loan the opportunity of financial upliftment in your life Email: progresiveloan@yahoo.com OR Call/Text +1(603) 786-7565 and not fall victim of online scam in the name of getting a loan. thanks


    ReplyDelete
  119. I got my already programmed and blank ATM card to withdraw the maximum of $2 000 00 daily for a maximum of 30 days. I am so happy about this because i got mine last week and I have used it to get $60 000 00. MRS OMON is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the ATM cards. And no one gets caught when using the card. Get yours from her. By send her an email on: atmmachine581@gmail.com

    ReplyDelete
  120. INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
    Get $5,500 USD every day, for six months!

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    Do you know you can hack into any ATM machine with a hacked Atm card?? Make up you mind before applying, straight deal...

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    ReplyDelete
  121. Are you trying to start up a business or settle your debt, We offer loans with low rate and guarantee,Apply for more information via Email: maxwellgodwinloancompany@gmail.com

    ReplyDelete
  122. Are you trying to start up a business or settle your debt, We offer loans with low rate and guarantee,Apply for more information via Email: maxwellgodwinloancompany@gmail.com

    ReplyDelete
  123. WELCOME TO PATRICIA KINGSMAN patriciakingsman.loans2016@gmail.com our aims is to provide Excellent Professional Service.

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    ReplyDelete
  124. My name is Mrs Patricia Kingsman we are a new legit loan lenders of 2018 and we like to help any body that need financial help we offer as from $500,000.00 and $5,000,000.00 and we also give out loans in euro above that so if you need help kindly send us an email on:patriciakingsman.loans2016@gmail.com so that your loan transaction can take place now you will be with your loan in the next 24 hours it is a fast transfer and is safe without any delay. So email:patriciakingsman.loans2016@gmail.com if interested

    Email:patriciakingsman.loans2016@gmail.com

    ReplyDelete
  125. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

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    ReplyDelete
  126. Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: patriciakingsman.loans2016@gmail.com

    ReplyDelete
  127. Greetings..
    Please contact us for your secure and unsecured Loan at an Interest rate of 2%
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    Is the difficulty of the economy affecting you this year, is your bank refuses to give you a loan for the chrismas? If your answer is yes, then you need a loan. I’m Mrs Patricia Kingsman, the owner of a lending company We offer safe and secure loans at an interest rate of 2%.

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    Patricia Kingsman loan company

    ReplyDelete
  128. Hello Everyone

    My name is THOMAS CHRISTOPHER and i am from Washington, D.C. i want to tell you all loan seekers that there is only one real loan company that offer loans and they helped me with my loan the name of the company is Macro loan company and the loan lender that helped me with my loan her name is Mrs Patricia Kingsman so if you need a loan without being scammed go to this company now and receive your loan there loans is safe and fast there mail is patriciakingsman.loans2016@gmail.com so wish you all the best loan seekers this is the real company that offer loans.

    Email: patriciakingsman.loans2016@gmail.com

    My Regards to you all

    ReplyDelete
  129. Hello everyone my name is katheryn Liz Rhea am from San Francisco i just received my loan now from Mrs Patricia Kingsman loan company they are new legit loan company of 2018 and it has not been long i received my loan from them i got my loan from them today and now as am posting this message i am very happy this company is real great so anyone that need a loan contact this company they are real great there mail is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  130. Hello everyone my name is Maksims Odincovs and i am from USA, Chicago i have been on the internet and i have heard people saying they have been scammed before and i urgently need a loan so i was afraid to apply for a loan online thing i saw 3 people testify about Mrs Patricia Kingsman loan company that they got there loan from her i have never applied for a loan before and i was so afraid that i will get scammed but i believed what the people says and apply from that loan company and everything was fine and they told me to send the transfer fee which will be used to transfer my loan when they told me that i was so afraid that it was a scammed so i sat down and i thought about it and i went back to them and tell them i have never done this before but Mrs Patricia Kingsman said i should trust them that they are going to help me so i did and i went to send the fee which they said i should send for the transfer of my loan just today i got an alert from my back that there is money on my account. Today i am very happy i have never been scammed before and i got my loan once so now i am happy and me and my family us going to be happy too so anyone that need a loan should apply from this company without been scammed because she is real and great and i pray God should continue to use her to help people of there loans. her mail address is patriciakingsman.loans2016@gmail.com.

    Once again i remain Maksims Odincovs

    ReplyDelete
  131. My name is Deann Twila Alba i am from San Antonio i have heard of this company that they give loans and i went to apply for a loan from them i have heard people saying about scam but i have never been scammed before this company helped me with my loan so anyone that need a loan should apply from them there loans is fast and safe there mail address patriciakingsman.loans2016@gmail.com

    ReplyDelete
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  135. It is great to be a part of this awesome 2018 and inorder to complete this i decided to come here to share my testmony of how my life got transfformed via the AMEIR MILLER LOAN SERVICE loan offer this past december because it is even unbelieveable and still like a dream to me that i could get a loan despite all the online scammers i encountered that took over $10,000 off me and my family.
    Dear readers ,My name of witney davies a private care giver i wanna specially thank the person of Pastor Ameir Miller for truning my life around and for also helping me believe that there are few real online lenders . My family had a financial stress in june 2017 and due to the bad credit score that i had at that time i could not get anyting done as i was under a serious attack and threat from those that i owe monies . my brother was ill and it was a kidney complication that demanded a replacement of a new kidney which therefore made us began to look for monies all round the internet and inlcuding a few friends that helped but was not enough for the surgery . we got hooked with a couple of loan agencies online because the monies we had was not going to be enough for the surgery and we didntknow that we were on our way to been scammed the monies we had already , we were asked to pay several fees upon fees to several locations of the world which look suspecious but due to our dseiration to get my brother's surgery organised we overlooked everything and began to pay and this whole payment got to about $7000 without any success of getting this loan funds . we lost hope as my brother was just on dialysis weekly with so much monies spent to sustain him on that aspect , we lost all hope abd found out that they were scammers .i was crying close to my bro on his hpsital bed when a nurse asked what was happening and i explained all that we went though and he stated that he do understand but he could refer us to a certain loan ageny called the AMEIR MILLER LOAN AGENCY as he also got a loan from them some months ago for buisness purpose , i was scared but due to his assurance and guarantee we applied and immediately we were informed about the neccsary followup after which we got our loan funds in less than 48 hours . all thanks to the AMEIR MILLER LOAN AGENCY for this that you have done as my brother's suergery has been conluded and we still have some cash to start up our lives . you can reach them on ameirmillerclassicloaninstitute@yahoo.com text them at +1 252-585-5014 , ameirmillerapprovedloans@usa.com ,or perhaps : theameirmillerfinancialoffice@gmail.com

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  136. Hello Sir,


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  139. Hello Friend,
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  140. Greetings to you all i am Mr Marcis from Latvia, when i was in need of a loan during 3 years back i was scammed out of $8,500.00 USD by some lender's But when i applied from this God fearing woman called Mrs Melissa loans she help me out with the loan amount of $150,000.00 which i was in need of, without any trace of scam activities i will advise you to contact this email: mrsmelissaloanfinance@yahoo.com for more details.

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  144. HAPPY NEW YEAR 2018 TO YOU ALL OUR ESTEMMED CLIENTS FROM ALL OVER THE GLOBE !!!!

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  145. THE WINONA MILLARAY IS SIMPLY THE BEST LOAN FOUNDATION .


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  149. This is a testimony that i vowed to give and also post for months if eventually my life changes truly financially as i have suffered alot fro, the hands of online lenders who claim to be true. this testimony that i am giving happened a few months ago but i just felt i should also come here for this new year to post this inorder to motivate all those out there that have also lost hope and to also let them know that even though you have been cheapted in tike past .. you could get this right in tis 2018 if you are willing to open your heart and believr this whole fact .

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  150. This is a testimony that i vowed to give and also post for months if eventually my life changes truly financially as i have suffered alot fro, the hands of online lenders who claim to be true. this testimony that i am giving happened a few months ago but i just felt i should also come here for this new year to post this inorder to motivate all those out there that have also lost hope and to also let them know that even though you have been cheapted in tike past .. you could get this right in tis 2018 if you are willing to open your heart and believr this whole fact .

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  151. Thanks to everyone out there who has given my company a good credibility record in terms of financing. our aim is to help people with money at low interest of 3%. i want to use this medium to inform all who need loan funding of any type, do not hesitate to contact through the below details.

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  152. HAPPY NEW YEAR FROM US AT THE WINONA MILLARAY LOAN AGENCY AS WE WISH YOU A PROSPEROUS AND A HAPPY NEW YEAR



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    Regards,

    Pastor Mrs Winona Millaray .
    Director of Operations

    ReplyDelete



  153. HAPPY NEW YEAR FROM US AT THE WINONA MILLARAY LOAN AGENCY AS WE WISH YOU A PROSPEROUS AND A HAPPY NEW YEAR



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    Hello Everyone,



    Hi, I'm Mrs Winona Millaray the director of operations of the Winona Millaray Loan Foundation! Welcome to The Winona Millaray loan foundation! We'ar a naturally-minded loan organization, a reputable and an accredited loan foundation who has been putting smiles in the faces of thousands of the financially distressed persons out there and who have been calculated to be in the loan lending business/sector for 2 decades (21 Years) with over 20 branches in various countries of the world,We are a legitimate financiers as we have the entire document to show for our transparency in the carrying out of our day to day transaction. the CEO of the Winona Millaray loan foundation with branches across Asia, Europe , America , and Africa as we are up to lease any kind of loan to serious minded business men / investors like you .

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    One can apply for a general loan any time in anticipation of a quick, hassle free and unsecured finance for any purpose.

    The verification / approval process is physically done within 6 hours on submission of all documents required.

    The time frame of getting an unsecured international loan funds that we are currently providing is not more than 24-48 hours as it highly depends on the total commitment and seriousness of such an esteemed borrower during the loan processing period which may take 1-2 day.

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    -Medical Expense Loans

    - Start-Up Business Loans

    - Bad Credit Financing

    - Business Lines of Credit /Expansion Loan

    - Equipment Financing

    - Unsecured Business Loans

    - Term Loans

    - Micro Loans

    - Non-Traditional Lending

    - Investor Capital

    -Vehicle / Car Loan

    -Company Loan / Industrial Loan

    -Debt Settlement / Consolidation Loan

    -Military Personnel Loan

    -General Type of Loan Etc .

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    TAKE NOTE: THE RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED.

    Regards,

    Pastor Mrs Winona Millaray .
    Director of Operations

    ReplyDelete
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  156. It is great to be a part of this awesome 2018 and inorder to complete this i decided to come here to share my testmony of how my life got transfformed via the AMEIR MILLER LOAN SERVICE loan offer this past december because it is even unbelieveable and still like a dream to me that i could get a loan despite all the online scammers i encountered that took over $10,000 off me and my family.
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  157. It is great to be a part of this awesome 2018 and inorder to complete this i decided to come here to share my testmony of how my life got transfformed via the AMEIR MILLER LOAN SERVICE loan offer this past december because it is even unbelieveable and still like a dream to me that i could get a loan despite all the online scammers i encountered that took over $10,000 off me and my family.
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  158. It is great to be a part of this awesome 2018 and inorder to complete this i decided to come here to share my testmony of how my life got transfformed via the AMEIR MILLER LOAN SERVICE loan offer this past december because it is even unbelieveable and still like a dream to me that i could get a loan despite all the online scammers i encountered that took over $10,000 off me and my family.
    Dear readers ,My name of witney davies a private care giver i wanna specially thank the person of Pastor Ameir Miller for truning my life around and for also helping me believe that there are few real online lenders . My family had a financial stress in june 2017 and due to the bad credit score that i had at that time i could not get anyting done as i was under a serious attack and threat from those that i owe monies . my brother was ill and it was a kidney complication that demanded a replacement of a new kidney which therefore made us began to look for monies all round the internet and inlcuding a few friends that helped but was not enough for the surgery . we got hooked with a couple of loan agencies online because the monies we had was not going to be enough for the surgery and we didntknow that we were on our way to been scammed the monies we had already , we were asked to pay several fees upon fees to several locations of the world which look suspecious but due to our dseiration to get my brother's surgery organised we overlooked everything and began to pay and this whole payment got to about $7000 without any success of getting this loan funds . we lost hope as my brother was just on dialysis weekly with so much monies spent to sustain him on that aspect , we lost all hope abd found out that they were scammers .i was crying close to my bro on his hpsital bed when a nurse asked what was happening and i explained all that we went though and he stated that he do understand but he could refer us to a certain loan ageny called the AMEIR MILLER LOAN AGENCY as he also got a loan from them some months ago for buisness purpose , i was scared but due to his assurance and guarantee we applied and immediately we were informed about the neccsary followup after which we got our loan funds in less than 48 hours . all thanks to the AMEIR MILLER LOAN AGENCY for this that you have done as my brother's suergery has been conluded and we still have some cash to start up our lives . you can reach them on ameirmillerclassicloaninstitute@yahoo.com text them at +1 252-585-5014 , ameirmillerapprovedloans@usa.com ,or perhaps : theameirmillerfinancialoffice@gmail.com

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  159. HAPPY NEW YEAR FROM US AT THE WINONA MILLARAY LOAN AGENCY AS WE WISH YOU A PROSPEROUS AND A HAPPY NEW YEAR



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    GET OUR FAST AND GENUINE LOANS NOW WITHOUT ANY UPFRONT PAYMENT AND FEES .



    Hello Everyone,



    Hi, I'm Mrs Winona Millaray the director of operations of the Winona Millaray Loan Foundation! Welcome to The Winona Millaray loan foundation! We'ar a naturally-minded loan organization, a reputable and an accredited loan foundation who has been putting smiles in the faces of thousands of the financially distressed persons out there and who have been calculated to be in the loan lending business/sector for 2 decades (21 Years) with over 20 branches in various countries of the world,We are a legitimate financiers as we have the entire document to show for our transparency in the carrying out of our day to day transaction. the CEO of the Winona Millaray loan foundation with branches across Asia, Europe , America , and Africa as we are up to lease any kind of loan to serious minded business men / investors like you .

    Our dignity is to respect while providing the highest quality services, We will not also forget to bring to your notice that we grant loans to sincere and serious minded customers that need to be uplifted financially with the help of loan / loans Should you need any kind of property investment loan / general type of loan .. do not hesitate to hit me on the company email address for more info on how our online loan release deals works as our online loan release terms and condition are very flexible , which means that .. it was carved out for great benefit to the entire world business active / engaged individual populace .

    What is the loan Process ?

    One can apply for a general loan any time in anticipation of a quick, hassle free and unsecured finance for any purpose.

    The verification / approval process is physically done within 6 hours on submission of all documents required.

    The time frame of getting an unsecured international loan funds that we are currently providing is not more than 24-48 hours as it highly depends on the total commitment and seriousness of such an esteemed borrower during the loan processing period which may take 1-2 day.

    Here are a few of the options we are currently offering from this new year:

    -Medical Expense Loans

    - Start-Up Business Loans

    - Bad Credit Financing

    - Business Lines of Credit /Expansion Loan

    - Equipment Financing

    - Unsecured Business Loans

    - Term Loans

    - Micro Loans

    - Non-Traditional Lending

    - Investor Capital

    -Vehicle / Car Loan

    -Company Loan / Industrial Loan

    -Debt Settlement / Consolidation Loan

    -Military Personnel Loan

    -General Type of Loan Etc .

    FEEL FREE TO CHECK ON ME ON MY PERSONAL EMAIL ADDRESS SO THAT WE CAN TALK MORE .

    Email : mrswinonamillarayloancouncil@gmail.com
    Email : thewinonamillarayloancouncil@hotmail.com
    WEBSITE :www.winonamillaray.com

    You all are free to apply now for an unsecured legitimate and a guaranteed loan from the WINONA MILLARAY LOAN FOUNDATION as we are all ready and set to fulfill your various financial desires and dreams this season by granting you loans this New Year season .

    TAKE NOTE: THE RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED.

    Regards,

    Pastor Mrs Winona Millaray .
    Director of Operations

    ReplyDelete


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